For 2025, the USDA loan limit applicable in River-Rouge, under the jurisdiction of Wayne county, MI, amounts to $285,000. In comparison, the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast the most favorable current rates of USDA against FHA loans. This valuable tool helps establish the necessary income, credit standing, reserve amounts, and documentation essential for qualification. Our comprehensive mortgage calculator lays side by side the USDA, FHA, Conforming, and VA loans, aiding in choosing what suits your particular financial requirements in .
2025 Loan Limits and Downpayment Guidelines in River-Rouge, County of Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Selections in River-Rouge, MI
The intention behind Lendersa® is to connect you swiftly and efficiently with the most suitable USDA or FHA loans available. Utilize one of the three offered starting approaches to identify and pair with compatible lenders and USDA loan offerings.
The USDA home loan, guaranteed by the government through the Department of Agriculture—also known as the USDA Rural Development loan or USDA mortgage—is limited to rural neighborhood access. It differs from FHA loans by requiring no down payment at all, unlike the FHA loan which requires a minimum down payment of 3.5%.
1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485
New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.
Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.
Omaha 100, Incorporated, was established in 1990 with a mission to provide homeownership opportunities through public and private partnerships, financing, and technical assistance enabling low-and moderate-income borrowers to own and sustain their own homes. Omaha 100 provide affordable mortgage financing options to first time.
The credit union was established in 1937 & has since been located in the Roberts Dairy location in Omaha. We have been serving Roberts Dairy Employees & their families for over 80 years now. The credit union is one of the few smaller credit union’s left & we pride ourselves on our customer service & the relationships we build with each of our membe
Creighton Federal Credit Union is a federally chartered credit union governed by the National Credit Union Administration (NCUA). It is a non-profit financial institution owned by its members. Creighton Federal has been providing full-service, retail banking to its member-owners since 1952.
Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
Community Credit Union has been serving our members & the community since 1945 and hopes you will give us the opportunity to serve you. We also believe strongly in giving back to our community. After all, Community is our name. Board Members, Management and employees of Community Credit Union are personally involved by serving on community boards.
Milestones Federal Credit Union (formerly known as Lewiston Municipal Federal Credit Union) has been open since 1944. We have amazing low rates, and higher rates for certificates. The credit union has assets totaling $30.13 Million and provides banking services to more than 2, 000 members.
Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with us first. Experience the Feeling of Family.
Lewiston Municipal Federal Credit Union Not-for-profit, member owned cooperative providing financial services to the employees and their family members of the Cities of Lewiston and Auburn Maine, including City Hall, Public Works, Schools, Housing Authority, Fire Department, Police Department, Library, etc.
