In 2025, the USDA loan limit for Alma in Gratiot County, MI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to analyze and compare today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to decide which program in is best suited to your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Alma, County of Gratiot, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Options for USDA and FHA Loans in Alma, MI
The aim of Lendersa® is to quickly provide you with the most suitable USDA or FHA loans. Select one of three starting methods to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called the USDA rural development loan or mortgage, is specific to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not require any down payment.
Dash Home Loans, a Division of Primary Residential Mortgage, Inc.
131 Wind Chime Court, Raleigh, NC, 27615
Dash Home Loans is a Division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions.
8522 Six Forks Road, Suite 201, Raleigh, NC, 27615
We have been committed to providing our clients with the highest quality service combined with the lowest rates and/or costs available. We will work with you one on one to ensure you receive a financial solution that is tailored specifically to your needs. Whether you are purchasing your dream home, ReFinancing an existing loan.
9208 Falls Of Neuse Rd, Suite 101, Raleigh, NC, 27615
Vision Lending service are North Carolina. We strive to help build the community through responsible financing. We provide financial guidance so that you get the best loan product available. Our mission is to build and grow the great state of North Carolina through homeownership.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our goal at Oak City is to "wow" each of our clients. This means going above and beyond the norm to make each client so happy that he'll tell everyone about it. We also believe attitude is everything, and a positive attitude goes a long way in providing excellent customer service.
Advantage Lending is a continuously evolving mortgage lender committed to customer education & transparency. As a full service mortgage banker we handle the processing underwriting & funding of your loan in-house. This level of control over the entire mortgage application & approval process translates to simplicity
8522 Six Forks Road, Suite 201, Raleigh, NC, 27615
ADRMortgage.com, as a company and individually, have a perfect better business bureau record. While we can't deny that mistakes happen, we employ a 2-person approach to ensuring a smooth closing for your primary (as well as second and investor) home. We have closed over $100, 000, 000 in mortgage loans since 2005 and have 0 BBB complaints.
9350 Falls of Neuse Road, Suite 103, Raleigh, NC, 27615
"At Triangle Lending Group, Inc., you will find an experienced team of professionals dedicated to making your home-financing transaction a remarkable experience.
Triangle Lending Group was established in 2004. We’re a locally owned and operated firm that truly puts our clients first.
7100 Six Forks Road, Suite 335, Raleigh, NC, 27615
LYNK Capital, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves.
