USDA Vs. FHA your options comparison in St.-Johns, Clinton County, MI
During 2025, the USDA loan ceiling in St.-Johns, Clinton county, MI, is set at $285,000, whereas the FHA limit for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's most favorable USDA vs FHA rates and identify the requisite income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, aiding you in selecting the most suitable program in for your specific financial condition.
Comprehensive loan limits and down payment details for 2025 in St.-Johns, covering Clinton, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan opportunities in St.-Johns, MI
The goal of Lendersa® is to promptly secure you an optimal USDA or FHA loan, with minimal hassle. Choose one of three starting points to find matching lenders and USDA loan programs suited to you.
A USDA home loan is government-backed through the Department of Agriculture, known as a USDA rural development loan or a USDA mortgage, and is available solely for rural areas. Unlike FHA loans that mandate a down payment of at least 3.5%, USDA loans require no down payment at all.
The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability
578 East Bay Street, Suite D, Charleston, SC, 29403
In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.
SnapCap by LendingTree is helping lead a revolution in small business finance by reducing the complexities found in the traditional lending process. Committed to investing in small business, SnapCap offers a better way to borrow by focusing on performance-based financing oriented towards the present health of a business
1072 King Street, Suite D-1, Charleston, SC, 29403
Our mission is to earn your business by professional marketing, concern for your best interest, and assisting you in understanding and completing the real estate process. Whether you are buying or selling you can count on HH Real Estate and Mortgage to give you a very conscientious market analysis. You can expect constant communication
Andrea Drayton Rhodan brings a wealth of knowledge to her role as a Mortgage Broker, Tax Consultant and Bookkeeper. In these specialty areas Andrea enjoys the thrill of helping people with accounting while also helping them to achieve their dream of home ownership. Andrea Rhodan Insurance & Mortgage, LLC is your source for all of your accounting.
1977, Consumer’s Federal Credit Union opened its doors in a small room located in the local Rosebud Farmer’s Union building. For twenty-three years, this is where the Credit Union called home. In October of 2000, the Credit Union broke ground at its current location on Highway 18. Subsequently.
900 Johnnie Dodds Blvd, Suite 105, Mount Pleasant, SC, 29464
At First Reliance Bank, our purpose is to make the lives of our customers BETTER. And it has become a reality. We consistently deliver a level of service that is far superior to other Banks. Since we founded the Bank, a lot of things have changed, both good and bad. But through it all, we’ve clung to our seven values.
159 Civitas Street, Suite 212, Mount Pleasant, SC, 29464
We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
1156 Bowman Road, Unit 200, Mount Pleasant, SC, 29464
Fred Graham, President at Moultrie Mortgage.After almost two decades on Wall Street, this native North Carolinian was thrilled to return to his Southern roots, close to family & friends,to become an entrepreneur.Fred's experience as a credit analyst,interest rate forecaster & asset manager,covering a wide range of sectors including consumer finance
1032 Chuck Dawley Blvd, Suite 101, Mount Pleasant, SC, 29464
Our mission at Barley Mortgage is to deliver honest mortgage solutions that you, your family, your friends and our community can depend on for years to come. Our dedicated and knowledgeable staff is committed to helping you understand and guide you through the mortgage process with honesty and integrity.
802 Coleman Blvd, Suite 209, Mount Pleasant, SC, 29464
Lowcountry Home Loans is an independent mortgage brokerage firm offering custom solutions to meet today's ever-increasing demand for property financing.As a mortgage brokerage firm, we have access to the top banks and lending institutions across the country. We strive to provide a wide variety of loan products.
