FHA Vs. USDA loan program for St.-Johns, Clinton County, Michigan

In 2025, USDA loan limit in St.-Johns, county of Clinton, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in St.-Johns, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 789-0025 1903 miles Lender's profile and map Reviews Blue Coast Home Loans 7111 Garden Grove Blvd, Suite 209, Garden Grove, CA, 92841 Blue Coast Home Loans provides high-quality home loans for both new home purchases and refinances. Our corporate offices are located in Orange County, California. All Blue Coast employees take great pride in their work, and client transactions are handled expediently and professionally.
(800) 676-0306 1903 miles Lender's profile and map Reviews OMC Mortgage Inc. 7659 Garden Grove Boulevard, Garden Grove, CA, 92841 OMC Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs as possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(949) 688-6668 1903 miles Lender's profile and map Reviews Dang Mortgage Team, Inc 12881 Knott Street, Suite 206, Garden Grove, CA, 92841 Dang Mortgage Team, Inc Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout California and Texas low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle
(949) 540-9299 1903 miles Lender's profile and map Reviews Statewide Mortgage Services 12881 Knott St, Suite 107, California, CA, 92841 We are a California Based Mortgage Broker that rate shops for you. We find you the best deal and product and we have a transparent mortgage process. We take pride in our work and Value every borrower - our goal is to create life long relationships. Our mission is to serve our customers with honesty, integrity and competence.
(714) 643-9422 1903 miles Lender's profile and map Reviews Southland Mortgage Services 8422 Cerulean Drive, Garden Grove, CA, 92841 Southland Mortgage Services founder of the John Rasmussen Specializing in the first-time buyer and self-employed, John has been doing business in the Orange County beach cities and all of Southern and Northern California for over 35-years. John works hard to help people realize the American dream, home ownership.
(714) 998-9999 1903 miles Lender's profile and map Reviews PACIFIC BAY LENDING GROUP 7390 Lincoln Way, Garden Grove, CA, 92841 Pacific Bay Lending Group (NMLS# 192103) is a full-service national mortgage lender and agency direct seller. We originate loans through various channels, including wholesale lending and correspondent lending offering agency direct, FHA, Jumbo, non-QMs and portfolio loan products, specifically Alt-A and Stated.
(661) 347-9770 1903 miles Lender's profile and map Reviews Home Pedia Inc 18723 Via Princessa, Suite 312, Canyon Country, CA, 91387 Home-Pedia Realty is a privately held company based in California, and is led by its founder Sebastian Nasher. Home-Pedia Realty was designed to help you buy or sell your property with the utmost care in mind. The founder, Mr. Nasher was only eleven years old when he became passionate about real estate
(661) 424-1477 1903 miles Lender's profile and map Reviews Above All Lending 27936 Lost Canyon Rd Suite 201, Santa Clarita, CA, 91387 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(661) 327-5548 1903 miles Lender's profile and map Reviews Espeeco Federal Credit Union 2801 H Street, Bakersfield, CA, 93301 In 1952, when most Southern Pacific Employees had never heard or even dreamed of a Credit Union, Jake Fannin, a switchman, and his wife Mary Ellen knew of these things and had a strong desire to get a credit union started for Southern Pacific employees in Bakersfield. Mary already had considerable banking experience and with a little help
(661) 861-6151 1903 miles Lender's profile and map Reviews Bakersfield City Employees Federal Credit Union 2817 16th Street, Bakersfield, CA, 93301 Bakersfield City Employees Federal Credit Union was founded in 1936 to serve employees of the City of Bakersfield and their family members. We have grown in asset size and services since then, and we also now serve the employees of Golden Empire Transit and BNSF Railroad. If you are a city employee
(661) 327-9461 1903 miles Lender's profile and map Reviews Strata Credit Union 1717 Truxtun Ave, Bakersfield, CA, 93301 Strata Credit Union is a nonprofit organization, reinvesting revenues back into the member base through lower rates on auto loans, credit cards, personal loans and checking accounts that are truly free. Strata Credit Union's mission is to be the preferred financial institution for our current and potential members.