In 2026, the USDA loan cap for Bad-Axe, within Huron county, MI, is $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.
Leverage the Lendersa® USDA loan calculator to review and compare today's optimal USDA and FHA rates. Ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best suited financial program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to ensure you obtain the best USDA or FHA loans quickly and effortlessly. Begin with one of three pathways to find matching lenders providing USDA loan programs.
USDA home loans, backed by the U.S. Department of Agriculture, also called USDA rural development loans or mortgages, are intended for rural communities. Unlike FHA loans requiring at least 3.5% down payment, USDA loans mandate no down payment, easing access for rural borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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