USDA and FHA Pro and Con in Vassar, Tuscola County, MI

In 2025, the USDA loan limit in Vassar, located in Tuscola county, MI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to analyze and compare today's premier rates between USDA and FHA. Evaluate the income, credit status, reserves, and necessary documents required for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your financial goals in .

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2025 Loan Limits and Down Payment Requirements in Vassar, County of Tuscola, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Vassar, MI

At Lendersa®, our intention is to help secure the best USDA or FHA loan available, swiftly and conveniently. Start by choosing one of three routes, connecting you with matching lenders and accessible USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

The USDA home loan, guaranteed by the government's Department of Agriculture, is frequently called the USDA rural development loan or mortgage. These loans are available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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