USDA VS FHA in East-Tawas, Iosco County, MI

In 2026, the USDA loan limit for East-Tawas in Iosco County, MI is $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA, aiding your decision for the best option in .

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2026 Loan Limits and Downpayment Requirements in East-Tawas, Iosco County, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in East-Tawas, MI

Lendersa® aims to rapidly secure you the best USDA or FHA loan with ease. Choose from three starting strategies that connect you to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



East-Tawas Lenders

  • Huron Community Bank
  • 301 North Newman Street, East Tawas, MI, 48730
  • Lends in Michigan
  • Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.

  • The Port Austin State Bank
  • 62 East State Street, Port Austin, MI, 48467
  • Lends in Michigan
  • The original Port Austin Bank building was built in 1884 by Richard Winsor and his associate, Horace G. Snover, to house their successful banking, law and insurance firm of Winsor & Snover. Both men were important factors in the political affairs of that period. Mr. Snover served as a probate judge and also as U.S. Representative.

  • Thumb National Bank and Trust
  • 7254 Michigan Avenue, Pigeon, MI, 48755
  • Lends in Michigan
  • Thumb Bank & Trust has been providing customers with fast, efficient, outstanding service for over one hundred years. Whether we are the new face in your town or an old friend you can count on, know that we believe in building for the future. At Thumb Bank & Trust we actively participate in the communities we serve and strive to meet the challenges

  • Bay Port State Bank
  • 9840 Main Street, Bay Port, MI, 48720
  • Lends in Michigan
  • Over 100 years ago, the Bay Port State Bank of W.H. Wallace and Company was established to serve the financial needs of the area. Bay Port State Bank is proud to be part of this growing community and looks forward to many more years of service. Bay Port State Bank Shall always be mindful of the need to increase shareholder value.

  • HPC Credit Union
  • 1234 W Chisholm Street, Alpena, MI, 49707
  • Lends in Michigan
  • At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community.
    We have three full-service locations, two in Alpena, MI and one in West Branch, MI.
    and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi

  • Northland Area Federal Credit Union
  • 1161 N. Bagley St., Alpena, MI, 49707
  • Lends in Michigan
  • In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.

  • Alpena Community Credit Union
  • 710 W. Miller St., Alpena, MI, 49707
  • Lends in Michigan
  • Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.

  • Alpena Alcona Area Credit Union
  • 1100 S Bagley Street, Alpena, MI, 49707
  • Lends in Michigan
  • Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”

  • Sunrise Family Credit Union
  • 404 S Euclid Avenue, Bay City, MI, 48706
  • Lends in Michigan
  • Sunrise Family Credit Union has grown over the years but our commitment to you has stayed the same. Our goal is to assist all our members to overcome obstacles and realize their financial Dreams.Sunrise Family Credit Union is a not-for-profit financial cooperative, offering the same services as other financial institutions.