USDA Vs. FHA Pro and Con comparison in Frankenmuth, Saginaw County, MI
As of 2026, the loan cap for USDA in Frankenmuth, county of Saginaw, MI, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan tool to compare the leading USDA versus FHA rates available today. It calculates the necessary income, creditworthiness, reserves, and documentation required to qualify. Through our advanced mortgage calculator, you're able to view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in best suits your financial landscape.
2026 Loan Limits and Down Payment Requirements in Frankenmuth, County of Saginaw, MI
Type of Loan
Maximum Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Frankenmuth, MI
The mission of Lendersa® is to swiftly secure the best USDA or FHA loans for you with minimal hassle. Start with any of these three options to align with lenders and identify suitable USDA loan programs.
A USDA home loan is insured by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively offered in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans require zero down payment.
FreeStar Financial Credit Union was originally established in 1957 at what is now the Selfridge Air National Guard Base as Selfridge Air Force Base Credit Union. In its early years, the Credit Union's field of membership consisted of military personnel and supplemental staff at Selfridge Air Force Base.
We have one goal – to fulfill your financing goals and make you a happy homeowner. Mortgage City is a licensed mortgage originator based in Detroit, Michigan. We work with customers in Detroit, Royal Oak, and throughout the state of Michigan. We also can help you with your mortgage needs in Florida, New Hampshire, Ohio, Massachusetts,
Fortress Home Mortgage (NMLS ID# 135922) is owned and operated locally by John Sarkisian (NMLS ID# 136596). We utilize multiple lenders to find the best rates and products to fit the needs of our Metro Detroit borrowers. All applicants receive one on one customer service from pre-approval to closing.
"We specialize in shopping between the most reputable lenders on our clients’ behalf for the best possible program and rate for the client-specific situation. We offer wholesale pricing which means lower rates and less cost for our clients!
Our goal is to keep the mortgage process simple, easy and fast so you can stay focused on your daily l
Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.
Myrina Mortgage Group is a female owned and operated broker firm. We are called Mortgage Warriors because we search out and capture the very best loan product for you and your mortgage goals. We only work with wholesale lenders to offer you the very best in pricing and service every day.
322 West Lincoln Avenue, Suite 300, Royal Oak, MI, 48067
HomeSure Lending was founded in 2014. As a company, nothing is more important to us that helping our clients Purchase with Confidence or Refinance with Ease. You will hear the term Simple Mortgage Guidance, and if we have not made the process simple, we have not done our job well enough. Here is what we promise
306 South Washington Avenue, Suite 224, Royal Oak, MI, 48067
Clear2 Mortgage founded by Chris Kas-Marogi, a long-time mortgage industry veteran driven by a genuine passion for his clients. Clear2 Mortgage serves both realtors and home buyers throughout CA, CO, MI, FL, and TX. Having founded his own mortgage company, he’s privileged to be able to offer mortgages that meet and exceed industry standards.
