USDA Vs. FHA Pro and Con comparison in Frankenmuth, Saginaw County, MI
As of 2025, the loan cap for USDA in Frankenmuth, county of Saginaw, MI, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan tool to compare the leading USDA versus FHA rates available today. It calculates the necessary income, creditworthiness, reserves, and documentation required to qualify. Through our advanced mortgage calculator, you're able to view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in best suits your financial landscape.
2025 Loan Limits and Down Payment Requirements in Frankenmuth, County of Saginaw, MI
Type of Loan
Maximum Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Frankenmuth, MI
The mission of Lendersa® is to swiftly secure the best USDA or FHA loans for you with minimal hassle. Start with any of these three options to align with lenders and identify suitable USDA loan programs.
A USDA home loan is insured by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively offered in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans require zero down payment.
Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
At Interstate Mortgage Service Inc., where we specialize in residential mortgages. At Interstate Mortgage Service Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
At Life Changer Loan, we’re making that a reality for homebuyers in Arizona by offering a special loan that can help you pay off your loan and build equity in record time. A Life Changer Loan is a special type of home loan that merges home finance with personal banking in a convenient, integrated package.
6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h
14624 North Scottsdale Road, Suite 240, Scottsdale, AZ, 85254
Since its founding in 1867, First State Bank's priority has been - and continues to be - to meet the financial needs of local businesses and consumers, and to continue the distinctive personal relationships our customers have come to expect.
Through First State Bank Mortgage we offer an in-depth menu of mortgage programs allowing our customer
6929 E Greenway Pkwy, Suite 250, Scottsdale, AZ, 85254
"We are a veteran owned & operated mortgage company located in Scottsdale, Arizona.
Inline Lending specializes in helping customers know when to refinance and helping them get most savings in the process when the time comes.
Inline’s loan officers have extensive home refinancing knowledge"
6264 W Greenway Parkway, Suite 217, Scottsdale, AZ, 85254
De Anza Capital, Inc mission is to be the single source for a Scottsdale, Arizona mortgage. De Anza Capital is the Scottsdale Arizona mortgage company that provides loan origination, title and escrow services to consumers. In addition, De Anza Capital consistently offers on-time closing.
16427 North Scottsdale Road, Suite 410, Scottsdale, AZ, 85254
At Clear Home Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
