USDA Vs. FHA Pro and Con comparison in Frankenmuth, Saginaw County, MI
As of 2025, the loan cap for USDA in Frankenmuth, county of Saginaw, MI, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan tool to compare the leading USDA versus FHA rates available today. It calculates the necessary income, creditworthiness, reserves, and documentation required to qualify. Through our advanced mortgage calculator, you're able to view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in best suits your financial landscape.
2025 Loan Limits and Down Payment Requirements in Frankenmuth, County of Saginaw, MI
Type of Loan
Maximum Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Frankenmuth, MI
The mission of Lendersa® is to swiftly secure the best USDA or FHA loans for you with minimal hassle. Start with any of these three options to align with lenders and identify suitable USDA loan programs.
A USDA home loan is insured by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively offered in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans require zero down payment.
Our philosophy is: "Once a Member, Always a Member." You may remain a member of the credit union for the rest of your life, as long as you maintain the minimum share (savings) balance. When you join Progressive Federal Credit Union, your money goes farther. Membership in this nonprofit institution gives you access to low-cost loans and affordable.
Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.
VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution
Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years.
Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)
Peoples Bank & Trust Co. was begun in 1906 by M.H. Barrett Sr. in Ryan, Oklahoma. Now, over 100 years later, the Bank is still owned and operated by the Barrett family. The Bank is owned by Kay Barrett Branson and her son Ben Branson who also serves as the President, CEO, and Chairman of the Board.
301 West Bay St, Suite 1488, Jacksonville, FL, 32202
Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.
Jacksonville Postal & Professional Credit union was formed in 1929 by a small group of 12 postal employees. Our credit union has a long and distinguished history, steeped in the philosophy that credit unions are founded on.The credit union was originally chartered, on October 15, 1929 & was the first state chartered credit union in the state of FL.
Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.
