USDA Vs. FHA your options comparison in Battle-Creek, Calhoun County, MI
As of 2025, the USDA loan limit for Battle-Creek, located in the county of Calhoun, MI, is $285,000. In comparison, the FHA limit for a single-family residence is set at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, helping you establish the required income, credit score, reserves, and documentations needed for qualification. Our advanced mortgage calculator enables a side-by-side assessment of USDA, FHA, Conforming, and VA loans, facilitating the process of determining which program best aligns with your financial needs in .
2025 Loan Limits and Downpayment Requirements for Battle-Creek, Calhoun, MI
Type of Loan
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Battle-Creek, MI
The goal of Lendersa® is to secure the best possible USDA or FHA loan quickly, without hassle. Opt for one of three initial starting points that guide you to lenders and the USDA loan programs.
USDA home loans, guaranteed by the Department of Agriculture, are often called USDA rural development loans or USDA mortgages. They are exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages don't require any down payment, presenting an accessible opportunity for eligible applicants in rural settings.
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