USDA Vs. FHA Pro and Con comparison in Springfield, Calhoun County, MI
In 2026, the USDA loan limit for Springfield, county of Calhoun, MI, is $336,500, while the FHA cap is $472,030 for a single-family home.
Utilize Lendersa® USDA loan calculator to effectively compare the prime USDA vs. FHA rates available today. Determine the income, credit, reserves, and necessary documents to qualify. With our advanced mortgage tool, you can explore USDA, FHA, Conforming, and VA options side by side, assisting in determining which program in suits your financial circumstances best.
2026 Loan Limits and Downpayment Requirements in Springfield, County of Calhoun, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Springfield, MI
Lendersa® commits to providing you with the most advantageous USDA or FHA loans quickly and with ease. Choose from one of three starting points that lead to connecting with lenders and identifying suitable USDA loan offerings.
The USDA home loan, backed by the government via the Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage, designed specifically for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment at all.
280 N. Old Woodward Avenue, Suite 104, Birmingham, MI, 48009
Bloomfield Capital is a direct lender and equity investor in commercial real estate assets nationwide. With offices in Detroit, Denver, Chicago, New York, Los Angeles, and Portland, Bloomfield Capital's team draws from a broad base of commercial real estate and finance experience. The firm provides debt and equity solutions.
Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.
I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.
On June 14th, 1910 The First National Bank of Monterey received its charter from the Comptroller of the Currency to establish a national bank in the town of Monterey. The bank opened on August 1st of 1910 with 57 original shareholders and $25, 000 in capital. The first board of directors rotated presidents naming PH Wagoner.
Porter Bank offers a wide variety of services designed to meet all of our customer’s needs. Our Online Banking product is a secure way to see your account balances and transactions without having to leave home. If you are away from home and want to check your banking information, our Mobile Banking product is the thing for you.
At The Mortgage Exchange LLC, our goal is to be your lender for life. As one of Northwest Indiana’s premier home loan lenders, we understand that one of the largest purchases someone will make in their life will be their home. We strive to make that process as personal as possible. We understand that every buyer is different,
13624 Michigan Ave, Dearborn, MI 48126, Dearborn, MI, 48126
Sonic Loans is dedicated to streamlining the whole process for your convenience. e. We can assist you in purchasing or refinancing a house because of our many years of industry knowledge. Keep in mind that we provide a variety of mortgage services, including 15-year mortgages, 30-year mortgages, cash-out refinances, FHA loans, and Jumbo loans, amon
Founded in 1935, MemberFocus has a long history of serving members of the Dearborn and surrounding communities. Year after year, our products and services expand and improve; our enthusiasm for member service grows; our commitment to financial excellence holds true.and also providing banking services including savings, loans.
DFCU Financial is one of Michigan’s largest credit unions with more than $5.4 billion in assets & currently operates full-service branches in Detroit, Ann Arbor, Grand Rapids & Lansing. We’re proud to be an award-winning workplace named a “Top 100 Workplace” by the Detroit Free Press & one of the “101 Best and Brightest Companies.
290 Town Center Dr, Suite 420J, Dearborn, MI, 48126
"Premier One Group Inc is a real estate brokerage that specializes in commercial, residential sales and property management.
Infiniti One Corp is a mortgage brokerage that offers real estate financing and is an affiliate company. Both have over 25 years of service in the real estate industry."
