USDA Vs. FHA your options comparison in Level-Park-Oak-Park, Calhoun County, MI

In 2024, USDA loan limit in Level-Park-Oak-Park, county of Calhoun, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Level-Park-Oak-Park, county of Calhoun, MI

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Level-Park-Oak-Park, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Waterman Bank
  • 248 W. Lincoln Hwy., Waterman, IL, 60556
  • Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.
  • CentreBank
  • 128 North Main Street, Veedersburg, IN, 47987
  • CentreBank, previously known as The Veedersburg State Bank, was founded in 1917. Upon opening, the Bank only consisted of one branch located in Veedersburg, Indiana; it remained the only bank in Veedersburg for over 80 years. In 1982 CentreBank expanded with a drive up location in Sterling, followed with a location in Covington in 1990.
  • Firefighters & Company Federal Credit Union
  • 338 South Patterson Boulevard, Dayton, OH, 45402
  • The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.
  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.
  • Great Oak Funding
  • 120 West Second Street, Suite 1406, Dayton, OH, 45402
  • Great Oak Funding is a private lender focused on providing funding to help businesses grow and expand. Great Oak Funding provides capital through mezzanine financing to existing companies with a track record of revenue. Great Oak Funding’s management team has a history of working with distressed companies to provide guidance.
  • Northeast Bancorp of America Inc
  • 11925 Pearl Road, Suite 301, Strongsville, OH, 44136
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Cleveland Mortgage Corporation
  • 16000 Pearl Rd, Suite 214, Strongsville, OH, 44136
  • At Cleveland Mortgage Corporation, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
  • Union Savings and Loan Association
  • 730 Central Avenue, Connersville, IN, 47331
  • Founded in 1892, USLA is a conservative, “old school” bank, committed to the customer service and hometown style that has made us successful in the 19th, 20th, and now 21st Centuries. If you are looking for a bank that still maintains traditional values, still believes in community service, and still makes loan decisions locally, then Union Savings
  • Whitewater Regional FCU
  • 3030 Western Avenue, Connersville, IN, 47331
  • Whitewater Regional FCU is a full-service credit union 1939. We have grown from our humble beginnings in a small office located above the factory floor of Roots Connersville Blowers to a small community credit union where everyone feels at home. We provide fast, friendly, convenient service for all of our members
  • National Exchange Bank & Trust
  • 130 South Main St, Fond Du Lac, WI, 54936
  • National Exchange Bank & Trust has proudly served Southeastern Wisconsin since 1933. We are an independent, family-owned financial institution that has been held in high regard as one of the highest rated financial institutions in the Midwest for many years. Our performance is supported by a strong balance sheet, prudent asset management.
  • Indy Mortgage Team
  • 4770 S Emerson Ave, Indianapolis, IN, 46203
  • At Indy Mortgage We specialize in FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances. We're known for being experts on difficult files and often get people approved when other mortgage professionals can not.FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances.
  • Ohio HealthCare Federal Credit Union
  • 3955 W Dublin Granville Road, Dublin, OH, 43017
  • Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.