USDA and FHA Pro and Con in Clawson, Oakland County, MI

In 2025, the USDA loan limit for Clawson in Oakland county, MI, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s USDA and FHA best rates, determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to find the best program for your financial circumstances in .

Explore loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Clawson, Oakland, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Clawson, MI

Lendersa®'s mission is to provide you with the best USDA or FHA loans promptly and effortlessly. Start with one of three approaches that direct you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

USDA home loans, also known as USDA rural development loans or USDA mortgages, are government-backed by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require none, offering significant advantages for qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Liberty State Bank
  • 111 Main Street, Powers Lake, ND, 58773
  • In 1952, Liberty State Bank opened its doors as a North Dakota owned full-service bank. Our full-service community bank offers a broad range of commercial and consumer banking services. Local ownership means efficient, effective decision making and advice to help our individual and business customers grow and succeed.
  • Alliance Lending
  • 1150 South Freeway, Suite 215, Fort Worth, TX, 76104
  • Alliance Lending Corporation is licensed and regulated by the U.S. Small Business Administration as a Certified Development Company (CDC)and 504 Lender. Originally chartered in 1976 as the Fort Worth Economic Development Corporation, our name change to Alliance Lending became effective in 2005.
  • Sidney Federal Savings & Loan
  • 1045 10th Avenue, Sidney, NE, 69162
  • Our excellent loan origination department and servicing staff are just two of the reasons we are one of the leading mortgage lenders in Western Nebraska. Mortgage loans are our expertise, but we also specialize in auto loans, home equity loans, home improvement loans and consumer loans.
  • First National Bank Mortgage
  • 201 E. Debbie Ln, Mansfield, TX, 76063
  • First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices. Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.
  • Minter Mortgage, Inc.
  • 2409 Hillary Trail, Mansfield, TX, 76063
  • Minter Mortgage are you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Mansfield Mortgage Company
  • 208 East Broad Street, Suite 101, Mansfield, TX, 76063
  • "At Mansfield Mortgage, we understand the home-buying experience can be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."
  • Mid America Mortgage Southwest
  • 229 S. 9th Street, Midlothian, TX, 76065
  • Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.