USDA and FHA Pro and Con in Clawson, Oakland County, MI
In 2026, the USDA loan limit for Clawson in Oakland county, MI, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s USDA and FHA best rates, determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to find the best program for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Clawson, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Clawson, MI
Lendersa®'s mission is to provide you with the best USDA or FHA loans promptly and effortlessly. Start with one of three approaches that direct you to matching lenders and USDA loan programs.
USDA home loans, also known as USDA rural development loans or USDA mortgages, are government-backed by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require none, offering significant advantages for qualified borrowers.
T&I Credit Union was founded in 1955 by Ford Tractor Employees in Birmingham. In 1987, we relocated to our current location in Clawson. However, our goal of serving our members and communities has always remained the same. We do so by remaining competitive with low interest rates
"Arcadia Lending is committed to helping you find the best mortgage to fit your needs. We are one of the highest reviewed mortgage companies in the industry. Every borrower's situation is different and Arcadia Lending has the range of mortgages to help you secure financing even if you've had troubles elsewhere."
OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us to open our field
When it comes to product range, we have an extensive lineup. We have a full array of choices and lots of ideas to help more buyers qualify. Dillon Hunter Funding is Fannie Mae, Freddie Mac and Ginnie Mae approved. We also broker loans giving our customers a much wider net from which to choose.
Alliance Catholic Credit Union was formed in 2013 through a merger of two credit unions: First Catholic Federal Credit Union and Michigan Catholic Credit Union.Both Credit Unions were built from small and large parishes with dedicated parishioners seeking a trusted financial option grounded in a foundation of faith.
Polish-American Federal Credit Union offers a full-menu of products and services to improve the financial well-being of its members. Serving Metro Detroit Polonia since 1976, PAFCU features highly-competitive loans and savings rates, including one of the best Visa Cards in the country.
Xcel Funding specializes in professional business services that include small business loans, hard money lending, credit repair services, group health insurance and more! We consult with businesses and individuals to help grow their business and secure the right capital to maximize cashflow.
850 Stephenson Highway, Suite 405, Troy, MI, 48083
Lends in Michigan
Local Lending Group’s vision is to see all loans provided by someone living in the community where you live, a company that understands best the needs of your community.
Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
Demetris is a born and raised Detroiter Now serving as a Senior Loan officer and partner at Shoreline Mortgage, Inc, Demetris has made himself familiar with all aspects of the industry His hard work and enthusiasm speak for itself and after being in the industry for 7+ years, Demetris has been a top-producer for retail and wholesale lenders
