USDA VS FHA in Lathrup-Village, Oakland County, MI
In 2026, the USDA loan limit in Lathrup-Village, within Oakland County, MI is $285,000, while the FHA cap for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate and compare the current best USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows the USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your financial needs in .
Loan Limits and Downpayment Requirements for 2026 in Lathrup-Village, Oakland County, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Lathrup-Village, MI
Lendersa® is committed to securing you the best USDA or FHA loan efficiently and without hassle. Begin by choosing one of three pathways that will connect you with matching lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often referred to as a USDA rural development loan. It is accessible only in rural areas, with no down payment required, unlike FHA loans that demand a minimum of 3.5% down payment.
Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania.
Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs
Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
1900 Polaris Parkway, Suite 400, Columbus, OH, 43240
State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.
Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
1900 Polaris Parkway, Suite 450, Columbus, OH, 43240
Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.
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About usOur community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service.
Notre Dame Federal Credit Union was born on a sunny afternoon in May 1941, during the course of a conversation at a small tavern off of Notre Dame Avenue. From our humble beginnings operating out of the night watchman's office in the Main Building on the campus of the University of Notre Dame,
15 Colonial Drive, Suite 14, Youngstown, OH, 44505
Mahoning Valley Federal Credit Union is committed to providing friendly accurate prompt & professional financial services to all our members. It is our responsibility to provide these benefits to our members & maintain adequate capital reserves. We will promote an atmosphere in which our employees are stimulated to achieve outstanding performances
