USDA VS FHA in Lathrup-Village, Oakland County, MI
In 2025, the USDA loan limit in Lathrup-Village, within Oakland County, MI is $285,000, while the FHA cap for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate and compare the current best USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows the USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Lathrup-Village, Oakland County, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Lathrup-Village, MI
Lendersa® is committed to securing you the best USDA or FHA loan efficiently and without hassle. Begin by choosing one of three pathways that will connect you with matching lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often referred to as a USDA rural development loan. It is accessible only in rural areas, with no down payment required, unlike FHA loans that demand a minimum of 3.5% down payment.
1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
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Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.
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10940 South Parker Road, Suite 223, Parker, CO, 80134
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Samurai Capital is a Mortgage Brokerage passionate about solving the common pain points for our clients. We serve Real Estate Agents and Direct borrowers and also Stan Miller is the president of the mortgage company With over 25 years of service at Intel, Stan has focused over the last several years on applying his experience to help transform.
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