In 2026, the USDA loan limit for Brighton, located in Livingston county, MI, is $336,500, while the FHA limit for a single-family home is $472,030. These limits set the borrowing framework for these loan programs.
With Lendersa®'s USDA loan calculator, compare today's best rates between USDA and FHA loans. Calculate the income, credit score, reserves, and required documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to find which program in suits your financial situation best.
Loan Limits and Downpayment Requirements for 2026 in Brighton, Livingston, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Brighton, MI
Lendersa®'s goal is to connect you with the best USDA or FHA loans quickly and without hassle. Choose one of three initial strategies to match with suitable lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment, offering significant benefits to eligible rural homebuyers.
10291 E Grand River Avenue, Suite E, Brighton, MI, 48116
Lends in Michigan
At ASI Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders. We work with more than 20 investors.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you.We will help you qualify, apply.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.
2388 Genoa Business Park Drive, Brighton, MI, 48114
Lends in Michigan
Mortgage Capital Solutions is a medium size mortgage originator intent on providing exceptional, individualized service and maintaining supportive, lasting relationships with borrowers, Realtors and builders. We are dedicated to our clients and work hard to develop programs and lending options that are suitable to the people we serve.
Michigan United Mortgage, L.L.C. opened its doors in September of 2005. We are built with a team of experienced Loan Originators and Processors. We have ALL been dedicated to this industry and communities for many, many years, and pooled together to establish a company that takes pride in doing unto others.
Honest Mortgage Co. operates as a mortgage brokerage, and we’re very proud of that. Because of that, and our access to programs and interest rates from the largest wholesale mortgage lenders in the country, we can save you money by lowering your interest rate and keeping your closing costs as low as possible.
First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.
We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money.
