USDA VS FHA in Brighton, Livingston County, MI

In 2026, the USDA loan limit for Brighton, located in Livingston county, MI, is $336,500, while the FHA limit for a single-family home is $472,030. These limits set the borrowing framework for these loan programs.

With Lendersa®'s USDA loan calculator, compare today's best rates between USDA and FHA loans. Calculate the income, credit score, reserves, and required documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to find which program in suits your financial situation best.

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Loan Limits and Downpayment Requirements for 2026 in Brighton, Livingston, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Brighton, MI

Lendersa®'s goal is to connect you with the best USDA or FHA loans quickly and without hassle. Choose one of three initial strategies to match with suitable lenders and explore USDA loan programs.

Results from Lendersa USDA loan requests and matches

Exploring USDA Loans in MI

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment, offering significant benefits to eligible rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Spruill Global Funding LLC
  • 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119
  • Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.

  • Local Mortgage Inc.
  • 5350 Poplar Ave, Suite 850, Memphis, TN, 38119
  • We started Local Mortgage to bring something different to the mortgage market. For a while now, customers have had to choose between low rates with technology driven companies, generally sacrificing on service or getting typically higher rates from local loan officers that sometimes offer a higher level of service than their online counterparts.

  • Eagle Mortgage And Funding
  • 6260 Poplar Ave, Memphis, TN, 38119
  • We are a Lender, not a Broker. All loan decisions and fundings are handled by our in-house staff. By cutting out the middle person, most of the time known as a broker, you get better rates, faster answers, and lower closing costs. We encourage and empower our loan officers to issue “same day” approvals;

  • Edison Credit Union
  • 4200 East Front Street, Kansas City, MO, 64120
  • We are a Full Service Credit Union located in North Kansas City. We offer: Auto Loans, Personal Loans, Share Secured Loans, Mortgage Loans, Home Equity Loans, Savings Accounts, Checking Accounts, Kids Club Accounts, Investment Accounts, Christmas and Vacation Club Accounts, ATM and Debit Cards, Visa Credit Cards, Money Orders,

  • Bayer Credit Union
  • 8400 Hawthorne Road, Kansas City, MO, 64120
  • Bayer Credit Union is a proud participant of Invest In America, a discount program that brings our members valuable savings on the things they use most.

    Credit untion members can save big with trusted US companies through various discounts. So, whether you're looking to save on something as large as a new vehicle

  • Memphis City Employees Credit Union
  • 2608 Avery Avenue, Memphis, TN, 38112
  • The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.

  • Blueprint Funding Inc
  • 378 Fennel Way, Atlanta, GA, 30331
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • New Star Mortgage
  • 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331
  • We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.

  • First United Mortgage, LLC
  • 5440 N Oak Trfwy, Suite 200, Kansas City, MO, 64118
  • First United Mortgage, L.L.C. is located in Kansas City, MO, United States and is part of the Activities Related to Credit Intermediation Industry. First United Mortgage, L.L.C. has 8 total employees across all of its locations and generates $2.31 million in sales (USD). (Employees and Sales figures are modelled).

  • IC Federal Credit Union - Main Office
  • 300 Bemis Road, Fitchburg, MA, 01420
  • We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.

  • The Hometown Bank Of Alabama
  • 2002 2nd Ave, Oneonta, AL, 35121
  • Established in 2003, HomeTown Bank is a community bank that has four locations in small towns across Alabama. Locally owned & operated. we are committed to a personal banking experience & being actively involved in the communities that we serve.

    Our customers get the opportunity to work with experienced professionals who understand their commu

  • Dimensions Mortgage LLC
  • 777 Cleveland Avenue, Suite 101, Atlanta, GA, 30315
  • The Dimensions Mortgage Company is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.