USDA and FHA Pro and Con in Whitmore-Lake, Washtenaw County, MI

In 2025, the limit for a USDA loan in Whitmore-Lake, located in the county of Washtenaw, MI, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to contrast today’s best USDA versus FHA rates. Determine the necessary qualifications such as income, credit, reserves, and documentation. Our advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in your decision regarding the ideal program in tailored to your financial needs.

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2025 Loan Limits and Down Payment Details in Whitmore-Lake, Washtenaw, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring Options for USDA and FHA Loans in Whitmore-Lake, MI

Lendersa® is committed to facilitating the fastest and most streamlined access to an optimal USDA or FHA loan. Choose one of three entry points for connecting with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is a mortgage guaranteed by the government’s Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, accessible exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Harbour Mortgage Group
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  • Smart Home Lending
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  • Fortress Home Loans
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  • Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.
  • Merchants and Planters Bank
  • 120 Hazel Street, Newport, AR, 72112
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  • Americas First Mortgage Lending Company
  • 601 North Belair Square, Suite 26, Evans, GA, 30809
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • AUGUSTA MORTGAGE SOLUTIONS
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  • Southern Crescent Mortgage and Investment Crop
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  • The Southern Credit Union
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  • The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.
  • Georgia Mortgage Services Inc
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  • Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process