USDA and FHA Pro and Con in Whitmore-Lake, Washtenaw County, MI
In 2026, the limit for a USDA loan in Whitmore-Lake, located in the county of Washtenaw, MI, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to contrast today’s best USDA versus FHA rates. Determine the necessary qualifications such as income, credit, reserves, and documentation. Our advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in your decision regarding the ideal program in tailored to your financial needs.
2026 Loan Limits and Down Payment Details in Whitmore-Lake, Washtenaw, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring Options for USDA and FHA Loans in Whitmore-Lake, MI
Lendersa® is committed to facilitating the fastest and most streamlined access to an optimal USDA or FHA loan. Choose one of three entry points for connecting with lenders and USDA loan opportunities.
A USDA home loan is a mortgage guaranteed by the government’s Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, accessible exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
10291 E Grand River Avenue, Suite E, Brighton, MI, 48116
Lends in Michigan
At ASI Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders. We work with more than 20 investors.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you.We will help you qualify, apply.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.
2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105
Lends in Michigan
Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint | homepoint.com Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"
2075 W. Stadium Blvd., #2950, Ann Arbor, MI, 48106
Lends in Michigan
Green Block Inc. is your trusted partner in real estate financing, offering tailored solutions nationwide. Specializing in fix-and-flip/hold, bridge, and DSCR loans, we provide up to 95% LTV and 100% rehab funding, empowering you to turn opportunities into success. Contact Marcia Gilad at mgilad@greenblockinc.com or call 3234870544 to elevate your
At Arbor One Mortgage Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Ijara Community Development Corp is a Michigan non-profit dedicated to educate and help the Muslim community avoid Riba/ Interest. Our goal is to be your source for Islamic Finance solutions. Whether you are looking for an Islamic loan for your home or business, we have a competitive solution that will meet your needs.
Cluett Capital Partners provides commercial real estate financing solutions, including private money, hard money, DSCR loans, and institutional capital from banks, Fannie Mae, Freddie Mac, CMBS, HUD/FHA, and life companies. We structure customized bridge, construction, and permanent loans for multifamily and investment properties, delivering competitive terms and efficient execution in today’s evolving capital markets.
