USDA VS FHA in Whitmore-Lake, Washtenaw County, MI

In 2025, the limit for a USDA loan in Whitmore-Lake, located in the county of Washtenaw, MI, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to contrast today’s best USDA versus FHA rates. Determine the necessary qualifications such as income, credit, reserves, and documentation. Our advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in your decision regarding the ideal program in tailored to your financial needs.

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2025 Loan Limits and Down Payment Details in Whitmore-Lake, Washtenaw, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring Options for USDA and FHA Loans in Whitmore-Lake, MI

Lendersa® is committed to facilitating the fastest and most streamlined access to an optimal USDA or FHA loan. Choose one of three entry points for connecting with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is a mortgage guaranteed by the government’s Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, accessible exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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