USDA VS FHA in Byron-Center, Kent County, MI

For 2026, in Byron-Center, within the county of Kent, MI, the USDA loan limit is $285,000; for single-family homes, the FHA limit is $356,362.

Lendersa® provides a USDA loan calculator to assess current USDA versus FHA rate offers and determine the necessary income, credit, reserves, and documents for qualification. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, ensuring the best choice in for your financial circumstances.

Review offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Byron-Center, Kent, MI

Loan Type Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Byron-Center, MI

At Lendersa®, our mission is to facilitate swift and hassle-free access to the finest USDA or FHA loan. Start with one of three available options to connect with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in MI

The USDA home loan is a government-backed mortgage by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, intended exclusively for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Heritage Home Loans
  • 1414 W Garland Avenue, Suite 109, Spokane, WA, 99205
  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
  • BUYORREFI FINANCIAL
  • 14780 W Mountain View Blvd, Suite 206, Surprise, AZ, 85374
  • A leading mortgage company in the Peoria area of Arizona, we are committed to helping people in all stages of their life, find the right mortgage for their home & financial goals. We specialize in helping people buy second/retirement homes, reverse mortgages, & qualifying customers to buy a home or refinance the one they currently live in & love.
  • RADIANT FINANCIAL GROUP, LLC
  • ​15411 W. Waddell Road, Suite 107, Surprise, AZ, 85379
  • Radiant Financial Group, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, 80% of our business comes from customer referrals. Our clients are our most valued asset.
  • Rally Home Mortgage, LLC
  • 12725 West Indian School Road, Suite F106, Avondale, AZ, 85392
  • Rally Home Mortgage has nearly 25 years of experience in helping clients complete their financial goals. We pride ourselves on serving Veterans & First Time Homebuyers to Investors & Builders.Rally Home Mortgage, your One-Stop-Shop for all your residential financing needs. Founded in 2018 by Joshua Nelson & Michael Acosta
  • All West Capital LLC
  • 12409 West Indian School Road, Suite C301, Avondale, AZ, 85392
  • All West Capital LLC know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind.
  • Stashin Mortgage Services, LLC
  • 21716 N Bradford Drive, Maricopa, AZ, 85138
  • Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan
  • True North Mortgage LLC
  • 505 East Plaza Circle Drive, Suite D, Litchfield Park, AZ, 85340
  • True North Mortgage can help you achieve your goals. To set up the right Litchfield Park, AZ Mortgage plan for you, get in touch with us. Dan and Jim are a couple of guys that grew up together in the thriving metropolis of Camp Verde, Arizona. No, that's not some boys camp for troubled youth, it really is a place believe it or not.
  • Cheney Federal Credit Union
  • 520 First Street, Cheney, WA, 99004
  • Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
  • Credit Union West
  • 503 W Van Buren St, Avondale, AZ, 85323
  • Credit Union West is an award-winning financial cooperative founded in 1951 on the Luke Air Force Base in Glendale, Arizona. Our core principals guide our decisions ensuring integrity and trusted member service. With more than $1 billion in assets and over 80, 000 members, we offer an array of personal banking, business services.