USDA Vs. FHA your options comparison in Cutlerville, Kent County, MI

In 2026, within the county of Kent, MI, the USDA loan limit for Cutlerville is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator for a side-by-side look at today's top USDA and FHA rates, as well as to determine income, credit, reserves, and document requirements for qualification. Our advanced mortgage calculator also compares USDA, FHA, Conforming, and VA loans, aiding you in choosing the best fit in for your financial scenario.

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2026 Loan Limits and Down Payment Needs in Cutlerville, County of Kent, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Options in Cutlerville, MI

The goal of Lendersa® is to help you secure the best USDA or FHA loans quickly and without hassle. Start by selecting one of three pathways to connect with the appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MI?

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is specific to rural neighborhoods. Unlike FHA loans which require a 3.5% minimum down payment, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vault Financial
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  • VAULT FINANCIAL is a full service family owned mortgage company that covers all of Southern California. We feel the larger companies can no longer provide proper pricing or customized service so, we pick up our phones, answer our emails and make sure we are available without the run around.
  • Mountain View Financial, Inc.
  • 24947 Truman Place, Murrieta, CA, 92562
  • Rick is the President/Broker of Mountain View Financial, Inc. Responsible for all aspects of the company from its inception including staff development FHA, HUD and VA approvals, Real Estate Division, and Escrow Division. Implementing New Real Estate Divisions’ “Buy from me, List for Free” and Alkire & Company. Organization.
  • Miller Financial, Inc.
  • 41185 Golden Gate Cir, Suite 106, Murrieta, CA, 92562
  • Miller Financial, Inc. is a family owned business started in 1991 by President Larry Miller who currently continues to oversee all aspects of the organization with help from VP and son Joshua Miller. Larry has grown the business from an initial start-up to a full-service brokerage offering a wide variety of loan solutions to entire community of SC.
  • THERESA MORRIS REALTY GROUP
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  • Redford Mortgage Capital
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  • Vintage Mortgage Firm
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  • Smith and Loans
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