In 2026, within the county of Kent, MI, the USDA loan limit for Cutlerville is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator for a side-by-side look at today's top USDA and FHA rates, as well as to determine income, credit, reserves, and document requirements for qualification. Our advanced mortgage calculator also compares USDA, FHA, Conforming, and VA loans, aiding you in choosing the best fit in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
The goal of Lendersa® is to help you secure the best USDA or FHA loans quickly and without hassle. Start by selecting one of three pathways to connect with the appropriate lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is specific to rural neighborhoods. Unlike FHA loans which require a 3.5% minimum down payment, USDA mortgages demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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