In 2026, the USDA loan cap in the city of Hudsonville, within Ottawa county, MI stands at $336,500. Meanwhile, the FHA maximum for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's prime USDA versus FHA rates, identifying the requisite income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, ensuring the best choice in for your financial needs.
2026 loan caps and down payment details in Hudsonville, Ottawa, MI
Loan Program
Max Loan Amount
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan options for USDA and FHA in Hudsonville, MI
Lendersa® aims to expedite your acquisition of the most advantageous USDA or FHA loan effortlessly. Choose one of three paths to connect with suitable lenders and USDA loan plans.
A USDA home loan is a government-backed loan issued by the Department of Agriculture, commonly called a USDA rural development loan or a USDA mortgage, exclusively for rural zones. Differing from FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.
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