In 2026, the USDA loan cap in the city of Hudsonville, within Ottawa county, MI stands at $336,500. Meanwhile, the FHA maximum for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's prime USDA versus FHA rates, identifying the requisite income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, ensuring the best choice in for your financial needs.
2026 loan caps and down payment details in Hudsonville, Ottawa, MI
Loan Program
Max Loan Amount
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan options for USDA and FHA in Hudsonville, MI
Lendersa® aims to expedite your acquisition of the most advantageous USDA or FHA loan effortlessly. Choose one of three paths to connect with suitable lenders and USDA loan plans.
A USDA home loan is a government-backed loan issued by the Department of Agriculture, commonly called a USDA rural development loan or a USDA mortgage, exclusively for rural zones. Differing from FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.
West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.
John H. established Homes & Loans of West Michigan in 2005. As a licensed realtor and lender, I wanted to combine mortgage and realty services to make the home buying process faster, easier and more comfortable for my customers. By combining real estate and mortgage services together, we offer a higher level of service
Rivertown Community Federal Credit Union proudly serves the financial needs of the local community. We value our relationships with our members and provide unconditional, understanding, local service.
We believe that combining both friendly employees and intelligent technology puts us in a position to provide that awesome service.
Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members
VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.
2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
Lends in Michigan
At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
Our mission is to provide the best financial products and services to our member communities in a friendly personal manner while maintaining financial stability and encouraging financial responsibility Kenowa Community Federal Credit Union was originally chartered September 23, 1952 under the name Wyoming Township Employees Federal Credit Union.
We offer several different types of commercial loans to cover operational costs or fund major capital expenditures. Contact us today to learn more and gain an edge over your competitors! Local mortgage company who are experts in new home PURCHASE, REFINANCING, AND COMMERCIAL LOANS.
