In 2025, the USDA loan cap in the city of Hudsonville, within Ottawa county, MI stands at $336,500. Meanwhile, the FHA maximum for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's prime USDA versus FHA rates, identifying the requisite income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, ensuring the best choice in
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| Loan Program | Max Loan Amount | Minimum Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to expedite your acquisition of the most advantageous USDA or FHA loan effortlessly. Choose one of three paths to connect with suitable lenders and USDA loan plans.
A USDA home loan is a government-backed loan issued by the Department of Agriculture, commonly called a USDA rural development loan or a USDA mortgage, exclusively for rural zones. Differing from FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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