USDA VS FHA in Grandville, Kent County, MI

In 2025, the USDA loan limit for Grandville in Kent County, MI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to analyze and compare today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to decide which program in is best suited to your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Grandville, County of Kent, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Options for USDA and FHA Loans in Grandville, MI

The aim of Lendersa® is to quickly provide you with the most suitable USDA or FHA loans. Select one of three starting methods to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in MI

A USDA home loan, guaranteed by the Department of Agriculture, also called the USDA rural development loan or mortgage, is specific to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NRF Funding Corp
  • 53 North Park Avenue, Store 104, Rockville Centre, NY, 11570
  • NRF Funding, Corp. has incredible mortgage loan programs with low rates for homeowners. With a portfolio of thousands of different loan programs to choose from, our loan specialists can help you obtain the right loan whatever your financial objectives may be. Our policy is to have one loan specialist dedicated to your needs
  • Prudential Borrowing LLC
  • 450 Sunrise Highway, Rockville Centre, NY, 11570
  • Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.
  • DREAM MORTGAGE
  • 1631 Phoenix Boulevard Ste 8, Atlanta, GA, 30349
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • PEOPLES TRUST COMPANY OF ST ALBANS
  • 25 Kingman Street, Saint Albans, VT, 05478
  • Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
  • Rock East Funding
  • 670 Long Beach Blvd, Long Beach, NY, 11558
  • Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
  • BRISTOL FINANCIAL SERVICES
  • 36 Main Street, Bristol, VT, 05443
  • Bristol Financial Services offers financial services for individuals and businesses. Our foremost commitment is to our clients. The most important part of our job is to help people reach their financial objectives and help business owners with their financial strategies and benefits packages.
  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
  • Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization
  • Norwalk Hospital Credit Union
  • 31 1/2 Stevens St, Norwalk, CT, 06850
  • The Norwalk Hospital Credit Union extends membership eligibility to the following persons: All persons who work, practice, or volunteer at Norwalk Hospital, All persons in the greater Norwalk area who provide healthcare or work for an employer in the healthcare industry. All retired persons who previously were in the above groups.
  • Connecticut Community Bank, National Association
  • 605 West Avenue, Norwalk, CT, 06850
  • Connecticut Community Bank, is your locally owned, full service community bank with products to serve the needs of individuals, their families & businesses. Our mission is to be the preeminent provider of financial services to individuals, families, businesses & organizations within our communities. We are dedicated to Customer Service Excellence.
  • Jovia Financial Credit Union
  • 1000 Corporate Drive, Westbury, NY, 11590
  • As a non-profit, member-owned credit union, you can bet your bottom dollar that we have lower rates on loans & higher earnings on deposits.Plus, there’s so much more we have to offer, like benefits beyond your everyday banking needs. Afterall, we’re here to serve you! We offer helpful advice by hosting free seminars & events to educate & enlighten.