USDA VS FHA in Kentwood, Kent County, MI

In 2025, the USDA loan limit in Kentwood, county of Kent, MI stands at $336,500, whereas the FHA loan limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates today. Determine the income, credit, and reserves required, alongside documenting needs for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in aligns best with your financial circumstances.

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Understanding 2025 Loan Limits and Downpayment Requirements in Kentwood, Kent, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Kentwood, MI

At Lendersa®, we strive to swiftly and seamlessly help you secure the most fitting USDA or FHA loan. Start by selecting one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in MI?

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none, offering a distinct advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AIM Mortgage LLC
  • 9415 Sunset Drive, Suite 157, Miami, FL, 33173
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  • Home Mortgage Center Corp
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  • Welcome to Home Mortgage Center; we're here to help with services such as Reverse Mortgages & Private Loans. We offer solutions for your needs on an appointment only basis to provide a personalized approach! We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools,
  • Mortgage Credit of America Inc
  • 10281 Sunset Drive, Suite 102, Miami, FL, 33173
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • SFMI Lending Capital Inc
  • 7550 Southwest 96th Court, Suite 1, Miami, FL, 33173
  • At SFMI Lending Capital Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • DRG Capital Inc
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  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Blanket Mortgage Services Inc
  • 7385 Sw 87 Ave, Suite 100, Miami, FL, 33173
  • Blanket Mortgage is committed to helping our clients find the right mortgage product. We understand that every borrower is different, and we offer a variety of programs to meet their individual goals. We make the process of securing a mortgage simple and straightforward by offering the latest in financial tools that enable customers.
  • Benworth Capital
  • 7000 SW 97th Avenue, Miami, FL, 33173
  • Benworth Capital was established to meet borrowers’ needs for fair and flexible, alternative and traditional lending sources when institutional bank financing is not appropriate or available. Benworth Capital is South Florida’s top private provider of alternative short-term, first-position residential and commercial mortgages.
  • Revival Capital, Inc
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  • Revival Capital is a mortgage company that is here to shake up the lending industry! Revival means to improve on the condition or strength of something and that is exactly what we aim to do to this industry. We noticed that the big banks and big lenders are limiting clients with minimal programs
  • www.Mortgage-World.com LLC
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  • Bayview Loan Servicing
  • 4425 Ponce de Leon Boulevard, Miami, FL, 33146
  • Community Loan Servicing maintains high ratings for residential and commercial special servicing from Standard & Poor’s, Fitch, and Moody’s and is a Fannie Mae and Freddie Mac approved seller/servicer. With over 500 mortgage professionals, Community Loan Servicing is headquartered in beautiful Coral Gables, FL.
  • Grove Capital Finance
  • 1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
  • Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
  • Newmeyer Mortgage Services Inc
  • 1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
  • We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families