USDA Loan Vs. FHA loan for Kentwood, MI 2025

In 2025, the USDA loan limit in Kentwood, county of Kent, MI stands at $336,500, whereas the FHA loan limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates today. Determine the income, credit, and reserves required, alongside documenting needs for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in aligns best with your financial circumstances.

Exploring USDA and FHA Loan Options in Kentwood, MI

At Lendersa®, we strive to swiftly and seamlessly help you secure the most fitting USDA or FHA loan. Start by selecting one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in MI?

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none, offering a distinct advantage.

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(847) 786-8565 Lender's profile and map Reviews Bander Mortgage Inc 378 Park Avenue, Unit 2E, Glencoe, IL, 60022 We are a full-service mortgage company helping real estate professionals and homeowners thoughout the Chicago area. Bander Mortgage offers a very wide range of mortgage products. This allows us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, Fix & Flips loans and more.
(847) 235-6280 Lender's profile and map Reviews Dimension Mortgage Corp 1000 Skokie Blvd, Suite 570, Wilmette, IL, 60091 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(312) 612-0348 Lender's profile and map Reviews Anchor & Anvil, LLC 1055 W. Bryn Mawr, Suite F-128, Chicago, IL, 60660 Anchor & Anvil, LLC focuses on placing debt capital for businesses in various industry sectors & for commercial real estate investors & operators seeking competitive terms & fast closing time frames. Anchor & Anvil correspondent relationships developed over the years include agency lenders, life companies, credit unions, & specialty lending firms.
(847) 432-7800 Lender's profile and map Reviews First Bank of Highland Park 1835 First Street, Highland Park, IL, 60035 As a privately owned Bank, our business with you is personal. We focus on building long term relationships with Clients who are making decisions that work for the current fiscal year and the next generation. Our mission is to provide our Clients with exceptional service coupled with competitive products without bureaucracy.
(260) 248-8309 Lender's profile and map Reviews Weatherhead C.C. Federal Credit Union 511 N Line Street, Columbia City, IN, 46725 Weatherhead Federal Credit Union has been open since 1965. The credit union has assets totaling $16.08 Million and provides banking services to more than 2,000 members. Membership: The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(414) 617-3042 Lender's profile and map Reviews Joonago Mortgage Services 7700 West Bluemound Road, Wauwatosa, WI, 53213 At Joonago Mortgage, our number one focus is using all of our resources to create the best possible customer experience. After all, purchasing a home is one of the biggest decisions you will make. We have worked hard to be able to provide some of the best rates, the fastest turn around times, and the most user-friendly experience available.
(414) 321-7355 Lender's profile and map Reviews Wisconsin Mortgage Group LLC 306 N 76th Street, Milwaukee, WI, 53213 Wisconsin Mortgage Group LLC, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.
(773) 769-2899 Lender's profile and map Reviews International Bank of Chicago 5069 North Broadway, Chicago, IL, 60640 International Bank of Chicago is dedicated to being a productive member of the community. In order to benefit residents and make a positive impact, the bank focuses on providing diverse, accessible and proactive services. International Bank’s products are also designed to serve customers.
(847) 446-0245 Lender's profile and map Reviews Northview Bank & Trust 245 Waukegan Rd, Winnetka, IL, 60093 Northview Bank & Trust, a Wintrust Community Bank, offers reliable and convenient banking solutions tailored to our customers, their needs, and our unique community. No matter your personal financial goal or small business banking need, we can help. But, we also go above and beyond basic financial solutions
(773) 769-6868 Lender's profile and map Reviews American Metro Bank Chicago 4878 North Broadway Avenue, Chicago, IL, 60640 American Metro Bank is an Illinois-chartered bank with its main office located in Chicago, Illinois. The Bank commenced operations in 1997 and engages in general banking business through its main office (Uptown) and one branch (Chinatown) in the Chicago, Illinois, metropolitan area.
(847) 441-4116 Lender's profile and map Reviews 1st Eagle Mortgage Inc 790 West Frontage Road, Suite 418, Northfield, IL, 60093 1st Eagle Mortgage is a full-service mortgage company, working closely with current and prospective property owners in the Chicagoland area to create tailor-made mortgages to meet their needs. Our focus is on you, the customer. We understand that every customer’s situation is unique.
(847) 985-0062 Lender's profile and map Reviews MFS Mortgage Service Inc. 1704 W Foster Avenue, Chicago, IL, 60640 We are a Direct Lender and broker in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.