FHA Vs. USDA loan program for Cadillac, Wexford County, Michigan

In 2025, the USDA loan limit for Cadillac, located in Wexford, MI, is $336,500. The FHA limit for a single-family home is set at $472,030.

Utilize Lendersa® USDA loan calculator to evaluate today's optimal USDA vs. FHA rates, helping determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator facilitates side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in choosing the program best suited for your financial conditions in .

USDA and FHA Loan Options in Cadillac, MI

Lendersa® is committed to swiftly securing the best USDA or FHA loans for you without hassle. You have three starting points to enroll in processes that match you with suitable lenders and USDA loan programs.

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Understanding USDA Loans in MI

The USDA home loan, also called a USDA rural development loan or mortgage, is a government-backed loan provided by the Department of Agriculture, available exclusively for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment, offering a clear advantage for eligible applicants.

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(405) 608-4500 Lender's profile and map Reviews First Liberty Bank OKC and Norman 9601 N May Avenue, Oklahoma City, OK, 73120 As a young bank in Oklahoma established in October of 2006, we are committed to three great challenges: improving our customer's lives, creating a positive work environment, and fulfilling the need to contribute to a strong, vibrant community. There are plenty of banks in Oklahoma - even plenty in the country, but we strive to be more.
(912) 375-4228 Lender's profile and map Reviews Bank of Hazlehurst 22 South Tallahassee Street, Hazlehurst, GA, 31539 At the Bank of Hazlehurst, we pride our selves in our ability to offer a full range of financial products and services. You won't find more superior service or friendliness anywhere in today's marketplace. They provide the following services: Full Service Office Location and are located at 22 South Tallahassee Street
(405) 524-6467 Lender's profile and map Reviews Oklahoma Federal Credit Union 517 NE 36th Street, Oklahoma City, OK, 73105 Oklahoma FCU is a financial institution that was founded with the mission: not for profit, not for charity, but for service. The credit union began as Safeway Oklahoma City Federal Employees Credit Union in March of 1951. In 1981, the Board of Directors decided the needed a new location & in 1982, the credit union was moved to its current branch.
(405) 557-0167 Lender's profile and map Reviews Credit Union One of Oklahoma 3330 N Lincoln Blvd, Oklahoma City, OK, 73105 Credit Union One of Oklahoma was originally chartered in 1949 to serve the employees of many state agencies, including the Oklahoma Department of Human Services, Oklahoma Office of Juvenile Affairs, Oklahoma Health Care Authority, and the Oklahoma Department of Rehabilitation Services. Credit Union One was formed by and for the employees of these a
(405) 606-6528 Lender's profile and map Reviews Oklahoma Employees Credit Union 3001 N Lincoln Blvd, Oklahoma City, OK, 73105 Oklahoma's Credit Union has been serving Oklahomans since 1954. OKCU is a local financial cooperative open to anyone who lives or works in the area. Our customers are actually part owners, so profits are returned to account holders in the form of better rates and fewer fees. If you are thinking about making a change
(405) 266-2267 Lender's profile and map Reviews Local Lending Oklahoma 28 NE 28th Street, Oklahoma City, OK, 73105 At Local Lending Oklahoma, we are committed to quality customer service - putting the great people of Oklahoma we serve first. Our mission is to set a high standard in the mortgage industry. We have a goal to carefully guide each client through the home loan process so they can confidently select the best loan from the many mortgage options.
(701) 664-3388 Lender's profile and map Reviews The Bank of Tioga 7 North Main Street, Tioga, ND, 58852 The Bank of Tioga is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include both Tioga and Crosby, North Dakota.
(229) 423-4321 Lender's profile and map Reviews Community Banking Company of Fitzgerald 102 West Roanoke Drive, Fitzgerald, GA, 31750 Community Banking Company of Fitzgerald operates as a bank. The Bank offers personal, business account, checking, savings account, debit card, loans, finance, online banking, and other related banking services. Community Banking Company of Fitzgerald serves customers in the State of Georgia.
(229) 426-6000 Lender's profile and map Reviews Colony Bank 115 S Grant St, Fitzgerald, GA, 31750 Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
(405) 643-6645 Lender's profile and map Reviews Fox Mortgage 4801 Gaillardia Parkway, Suite 200, Oklahoma City, OK, 73142 When it comes to mortgages, most people feel lost. At Fox Mortgage, we guide you through the process & get you a great deal. We believe that homeownership builds wealth long term so we created Fox Mortgage to help advise Oklahoman’s on their mortgage needs, whether that is purchasing their next home or refinancing their current one.
(405) 242-6066 Lender's profile and map Reviews Dalton Mortgage Group 5120 Gaillardia Corporate Place, Oklahoma City, OK, 73142 Dalton Mortgage Group for your mortgage needs! At DMG we use the most up to date technology and security measures to insure that your applications taken through this web site are easy to understand and encrypted at the highest level. We pride ourselves on offering the highest in customer service.
(843) 341-9900 Lender's profile and map Reviews Coastal States Bank 5 Bow Circle, Hilton Head Island, SC, 29928 Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.