USDA VS FHA in Big-Rapids, Mecosta County, MI

In 2025, the USDA loan cap in Big-Rapids, county of Mecosta, MI is $285,000, whereas the FHA limit for a single-family home is $356,362.

With Lendersa®'s USDA loan calculator, you can compare the best rates for USDA versus FHA today. This tool helps determine the income, credit, reserves, and documents needed for qualification. Using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Big-Rapids, Mecosta, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Big-Rapids, MI

Lendersa® aims to provide you the most efficient USDA or FHA loan with ease. You can start with any of the three options that match you with the right lenders and USDA programs.

Lendersa USDA loan request and results

Overview of USDA Loan in MI

The USDA home loan, also called a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture, exclusively for rural settings. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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