USDA Vs. FHA Pro and Con comparison in Manistee, Manistee County, MI
In 2026, the USDA loan limit in Manistee, located in Manistee, MI, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
With Lendersa®'s USDA loan calculator, you can contrast today's best rates between USDA and FHA, determining income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding your decision about the most suitable program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Manistee, Manistee, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Manistee, MI
The objective of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without complication. Pick one of three options to find suitable lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and is made for rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require none, offering a considerable benefit to qualifying borrowers.
15721 North Greenway Hayden Loop, Suite 102, Scottsdale, AZ, 85260
Wain Capital is a Mortgage Brokerage, with extensive experience and licenses in Arizona, California and Colorado. As an independent mortgage broker we specialize exclusively in home loans but give more options and have more products than your traditional lenders. Constantly analyzing the mortgage bonds and treasury markets
Intent Mortgage stays ahead of the competition by leveraging modern technology to increase efficiency and ultimately, home buyer satisfaction. "Low Rate, Consumer First Mortgage Lending" isn't just our dual Mission Statement - it's a promise we make to our clients that we intend to keep.
14362 North Frank Lloyd Wright Blvd, Suite 1000, Scottsdale, AZ, 85260
At NSB Mortgage our mission is to ensure our clients receive the utmost attention to detail with regards to each of their individual needs. As a full service mortgage company we do not focus on costly overhead, but rather we feel strongly about our loan products and quality of service we provide, as well as, any recommendations from our clients.
9160 East Bahia Drive, Suite 105, Scottsdale, AZ, 85260
"The LM2 Investment Group was founded by three investors with over 30 years of mortgage and real estate experience.We offer hard money, private loan funding for up to 2 years.
We know not all transactions are alike and consider each transaction separately using an equity-based foundation."
7950 East Redfield Road, Suite 110, Scottsdale, AZ, 85260
"Kenwood Mortgage Investments. We are a 26 year old family mortgage company that makes real estate loans that the banks or traditional lenders don’t do, or they don’t do fast enough. Think of Kenwood as a reliable source for $50,000 to $5,000,000 by Friday.
Sometimes we really do work that fast, and we’ve been doing it for more than 26 years."
Del Mar Financial & Investments, L.L.C is a private money mortgage lending company specializing in Arizona real estate. Also referred to as "hard money" lending, we offer creative lending solutions that fall outside the "box" of traditional bank and conventional lending sources. We are more expensive than a bank, however
Hard money lender arizona provide various loan options for short sales, fix and flips, residential owner or non-owner occupied properties, rehab loans, commercial loans, REO purchases, trustee sales, cash out refinances, business investment properties, construction or land loans and more.
7621 E. Gray Road. Suite B2, Scottsdale, AZ, 85260
Hanson Capital Group is a team of commercial real estate experts with a combined 50+ years of experience in the industry, offering a unique approach to investing in commercial real estate. We specialize in net lease, development and repositions, and offer a wide range of finance options from hard money and bridge loans.
3536 West Hidden Mountain Court, Anthem, AZ, 85086
Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
