USDA Loan Vs. FHA loan for Center-Line, MI 2025

In 2025, USDA loan limit in Center-Line, county of Macomb, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Center-Line, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(724) 774-5035 Lender's profile and map Reviews West-Aircomm Federal Credit Union 485 Buffalo Street, Beaver, PA, 15009 West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products
(724) 774-9237 Lender's profile and map Reviews West Penn P&P Federal Credit Union 1089 Third Street, Beaver, PA, 15009 We are a non-profit, member-owned, financial institution that has been serving Western Pennsylvania and their families for over 50 years. Because we are non-profit, and member-owned, money made in excess of expenses is returned to the membership through competitive loan rates and savings dividends.
(724) 462-5151 Lender's profile and map Reviews Excel Mortgage Group, Inc 325 Beaver Street, Beaver, PA, 15009 Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.
(231) 861-6049 Lender's profile and map Reviews Shelby State Bank 242 N. Michigan Avenue, Shelby, MI, 49455 At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.
(937) 548-0360 Lender's profile and map Reviews Members Choice Credit Union 725 Pine Street, Greenville, OH, 45331 Our credit union was chartered with the state of Ohio on October 17, 1954, when Fram Corporation (now Fram Group) banded together to help solidify their financial futures. Since then we have grown to over 3, 200 members with 37 different companies and people living or working within the county along with their family members.
(937) 548-1114 Lender's profile and map Reviews Greenville National Bank 446 S Broadway, Greenville, OH, 45331 GNB Banking Centers is the trade name for Greenville National Bank, a full-service, independent, community bank with 10 locations (6 of those with ATMs) and 2 additional ATM-only locations to serve you. We offer competitive deposit and loan rates. We have deposit and loan products for individuals and businesses, including agri-businesses.
(877) 892-8222 Lender's profile and map Reviews KTL PERFORMANCE MORTGAGE 700 Wayne St, Greenville, OH, 45331 KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.
(765) 662-3969 Lender's profile and map Reviews Riverside Community Federal Credit Union 101 N Washington Street, Marion, IN, 46952 Riverside Community Federal Credit Union Our mortgage loan center can provide you with current mortgage rates, mortgage calculators, estimated closing costs. The online Loan Consultant is available at your convenience, 24/7, to help determine the products and rates that best match your needs. When you find the mortgage product that’s right for yo
(765) 664-8089 Lender's profile and map Reviews Afena Federal Credit Union 424 N Bradner Avenue, Marion, IN, 46952 At Afena, throughout our history we’ve been dedicated to serving our community. Our story began in 1957 when Marion Creech, Leonard Flannery, and George Shively founded Marion Independent FCU. It all started in the home of the treasurer, and our staff consisted of a single volunteer. From our first loan of $200, our focus has been giving our member
(724) 843-3330 Lender's profile and map Reviews RS Bellco Federal Credit Union 710 Third Avenue, New Brighton, PA, 15066 R-S Bellco Federal Credit Union was founded in 1953 and was originally chartered as Befabel Rochester Federal Credit Union. The original field of membership was “those employees of Sewickley and Rochester Sub-Divisions of the New Castle District of the Bell Telephone Company who work in Beaver and Allegheny Counties, Pennsylvania.