USDA Vs. FHA your options comparison in Center-Line, Macomb County, MI
This 2026, the USDA loan limit in Center-Line, situated in the county of Macomb, MI, is determined to be $285,000. In contrast, the FHA limit for a single-family home is set at $356,362. These figures reflect your borrowing capacity under each government-backed loan program.
Lendersa® offers a state-of-the-art USDA loan calculator to compare the most attractive USDA versus FHA rates currently available. It helps you ascertain the required income, credit score, reserves, and documentation necessary for qualification. By presenting a side-by-side comparison of USDA, FHA, Conforming, and VA loans, our advanced mortgage calculator assists you in identifying the best-suited program for your financial needs in .
Loan Limits and Down Payment Expectations for 2026 in Center-Line, Macomb, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
None (0%)
FHA
$356,362
3.5% Minimum
Conventional Conforming
$548,250
3% Minimum
Explore USDA and FHA Loan Prospects in Center-Line, MI
The goal at Lendersa® is to swiftly secure the best possible USDA or FHA loans without hassle. Start with one of three tailored strategies designed to match you with appropriate lenders and USDA loan programs that meet your needs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is provided by the government Department of Agriculture. This type of loan is specifically targeted at rural neighborhood areas and requires no down payment, unlike FHA loans which necessitate a minimum 3.5% down payment. This makes USDA loans an attractive option for eligible borrowers in rural regions.
300 South El Camino Real, Suite 213, San Clemente, CA, 92672
Savers Home Loans can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.
158 Avenida Miramar, Unit B, San Clemente, CA, 92672
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
501 N El Camino Real, Suite 200, San Clemente, CA, 92672
Coast National Mortgage offers some of the most competitive rates in the industry and provides individual, customized service to meet your financing needs. We have received the Five Star Mortgage Award four years in a row and have been acknowledged in Orange Coast Magazine as one of the top 2% of all mortgage brokers in Orange County.
1520 North El Camino Real, Suite 1, San Clemente, CA, 92672
Avid Mortgage Solutions is a premier broker. We match borrowers with the loan that is right for them and their needs. Avid Mortgages is a fast-growing company founded by individuals that have been with both big lenders and small brokerages. Our mission statement is simple: Cheaper, Faster and Better.
220 South Ola Vista, Unit D, San Clemente, CA, 92672
The Primary goal at Seaside Lending Corporation is to provide customers with the best possible rates, lowest closing costs and superior personalized service available. It is for this reason that over 50% of our business comes from personal referrals and repeat customers.We have access to a full range of mortgage.
616 South El Camino Real, Suite I, San Clemente, CA, 92672
Munzing Mortgage Group full service Mortgage Broker, I have more than 30 years of real estate & lending experience, along with a vast investor base, to offer you the best mortgage loan to suit your needs. If you, or anyone you know, is planning on buying a home or refinancing your current home.
At Secure Provision Mortgage we are a mortgage broker which means we do not care about helping escrow companies, title companies or the banks make any more money than they already do. Our #1 priority is that you get the deal that was promised to you and get you the best possible mortgage.
At SC Financial is to apply our broad knowledge to all channels of the lending and wealth management industries. Facilitating Hard Money Loans throughout California, we provide investors, brokers, realtors and borrowers with the expertise required to succeed in today’s complicated marketplace.
215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible, and structured around each individual client.
215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible and structured around each individual client.
