This 2025, the USDA loan limit in Center-Line, situated in the county of Macomb, MI, is determined to be $285,000. In contrast, the FHA limit for a single-family home is set at $356,362. These figures reflect your borrowing capacity under each government-backed loan program.
Lendersa® offers a state-of-the-art USDA loan calculator to compare the most attractive USDA versus FHA rates currently available. It helps you ascertain the required income, credit score, reserves, and documentation necessary for qualification. By presenting a side-by-side comparison of USDA, FHA, Conforming, and VA loans, our advanced mortgage calculator assists you in identifying the best-suited program for your financial needs in .
Loan Limits and Down Payment Expectations for 2025 in Center-Line, Macomb, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
None (0%)
FHA
$356,362
3.5% Minimum
Conventional Conforming
$548,250
3% Minimum
Explore USDA and FHA Loan Prospects in Center-Line, MI
The goal at Lendersa® is to swiftly secure the best possible USDA or FHA loans without hassle. Start with one of three tailored strategies designed to match you with appropriate lenders and USDA loan programs that meet your needs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is provided by the government Department of Agriculture. This type of loan is specifically targeted at rural neighborhood areas and requires no down payment, unlike FHA loans which necessitate a minimum 3.5% down payment. This makes USDA loans an attractive option for eligible borrowers in rural regions.
It all started in 1900, when a group of 35 local businessmen and farmers established Senatobia Bank as a home owned, community bank dedicated to providing banking services in a friendly and effective manner. We have stayed a community bank throughout all these years; even today, most of the shareholders of our holding company.
The LISBON COMMUNITY FEDERAL CREDIT UNION is a not for profit, full service financial institution owned by and operated for our Members. The LCFCU was founded in 1959 to serve those who reside or work in the Lisbon, Lisbon Falls and Durham areas. Since that time, this federally chartered, federally insured Credit Union has grown steadily.
"Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935.
We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."
Since 1933, Foundation Credit Union has been operating within the Springfield community. During our first 80 years, we were Springfield Teachers Credit Union, serving the employees of Springfield Public Schools. Throughout the 2000’s we began to grow, adding new counties eligible for membership each
OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.
3100 S. National, Suite 201, Springfield, MO, 65807
With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.
1930 W Bennett St, Suite 100, Springfield, MO, 65807
Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.
BluCurrent Credit Union is Springfield's largest credit union with over 22, 000 members, 4 branch locations, and over $260 million in assets. We provide access to more than 5, 000 shared branches through our unique CU Service Center affiliation, and nearly 30, 000 free Nationwide ATMs through our CO-OP Network membership.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mid-Central National Bank has been a partner in this area’s progress since 1957. We have helped consumers and businesses alike to prosper for over 50 years by providing superior services to our customers. Our staff of experienced professionals will respond to your financial needs in a timely and effective manner.
