In 2026, the USDA loan cap in Warren, Macomb county, MI is $336,500, whereas for a single-family home, the FHA cap is $472,030.
Use the Lendersa® USDA loan calculator for comparing the most competitive USDA and FHA rates today. Determine necessary income, credit, reserves, and documentation through our advanced mortgage calculator, which shows USDA, FHA, Conforming, and VA side by side to help you make the best choice for your finances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s mission is to quickly get you the best USDA or FHA loan without hassle. Choose from three starting points that link you to lenders and USDA programs.
A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan. It's available only in rural settings. In contrast to FHA loans requiring a 3.5% down payment minimum, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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