In the year 2026, the USDA loan limit for Roseville, in Macomb, MI, is $336,500, while the FHA loan limit for a single-family home amounts to $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Discover the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to align USDA, FHA, Conforming, and VA options side by side, helping you select which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to facilitate your acquisition of the best possible USDA or FHA loan, quickly and without hassle. Choose from three initial steps that lead to matching lenders and appropriate USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is limited to rural neighborhoods. Contrary to FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, providing a significant financial advantage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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