USDA VS FHA in Eastpointe, Macomb County, MI

In 2025, the USDA loan limit for Eastpointe in the county of Macomb, MI, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading rates for USDA and FHA loans. Identify the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose the best program in for your unique financial situation.

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Analyzing 2025 Loan Limits and Downpayment Requirements in Eastpointe, Macomb, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Eastpointe, MI

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, without hassle. Select from three initial pathways that align you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, backed by the government through the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all, offering a significant benefit.

Enter your location to find out if it qualifies for USDA rural housing loan?



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