USDA Vs. FHA Pro and Con comparison in Ann-Arbor, Washtenaw County, MI
In the year 2025, the USDA loan limit for Ann-Arbor in the county of Washtenaw, MI is set at $285,000. Meanwhile, the FHA limit for a single-family residence is determined to be $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare USDA and FHA rates available today. Evaluate the essential income, credit score, reserves, and documentation needed to qualify. Through our advanced mortgage calculator, you can observe USDA, FHA, Conforming, and VA loan options side by side, helping you choose which program is best suited to your financial situation in .
Comprehensive Loan Limits and Down Payment Requirements for 2025 in Ann-Arbor, Washtenaw, MI
Loan Type
Loan Limit
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Understanding USDA and FHA Loan Opportunities in Ann-Arbor, MI
The primary goal of Lendersa® is to facilitate your access to the best possible USDA or FHA loans promptly and with ease. Choose one among three potential starting steps that align you with suitable lenders and USDA loan options.
USDA home loans are backed by the government and facilitated through the Department of Agriculture. Also known as USDA rural development loans or USDA mortgages, they are exclusively available to those in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages do not require any down payment, significantly increasing affordability for eligible borrowers in these regions.
The Veteran Mortgage Centers team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage broker professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
North County CU is a not-for-profit financial cooperative owned by its members. As a not-for-profit cooperative, we're always looking for ways to save you money any way we can. North County CU representatives are rewarded for finding you the best deal - not on making record profits.
11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
Norstar Capital your secret weapon to finding the lending program that’s right for you. Principal/Broker Dee Hontz has access to a wide range of loan products through established relationships with banks, mortgage bankers, non-depository portfolio lenders, and direct private money investors.
11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
We provide our clients with products & services tailored to meet their specific needs at the best rates possible, while providing the highest quality of customer service. In addition to our Homes for Heroes program, we also dedicate a portion of every transaction to further our outreach programs to local churches, schools, senior & veteran centers.
11417 West Bernardo Court, Suite I, San Diego, CA, 92127
Federal Capital Funding Group are Mortgage Experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. Our areas of expertise also includes customizing residential mortgage solutions.
10920 Via Frontera, Suite 520, San Diego, CA, 92127
We are a customer-centric organization who is determined to make our customers' financial goals become a reality both quickly and efficiently through a diverse platform of mortgage solutions. When each of our employees says "I care" it’s not just a statement, but a philosophy displayed through our professionalism and exceptional service.
11590 W. Bernardo Court, Suite 120, San Diego, CA, 92127
Capital Loan Associates is committed to helping you find the right mortgage product to fit your needs. We understand that every borrower is a little different, and that is why we offer a variety of products to meet your individual requirements. We strive to make the process of securing a mortgage simple
16875 W. Bernardo Drive, Suite 290, San Diego, CA, 92127
Pacific Horizon Financial, Inc. has offered attractive loan opportunities to both qualified borrowers and investors since 1989. Based in beautiful San Diego, CA, the company owes much of its success to a veteran, hands-on management team that follows the business model of investing in mortgages on commercial property.
