USDA Vs. FHA Pro and Con comparison in Ann-Arbor, Washtenaw County, MI
In the year 2026, the USDA loan limit for Ann-Arbor in the county of Washtenaw, MI is set at $285,000. Meanwhile, the FHA limit for a single-family residence is determined to be $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare USDA and FHA rates available today. Evaluate the essential income, credit score, reserves, and documentation needed to qualify. Through our advanced mortgage calculator, you can observe USDA, FHA, Conforming, and VA loan options side by side, helping you choose which program is best suited to your financial situation in .
Comprehensive Loan Limits and Down Payment Requirements for 2026 in Ann-Arbor, Washtenaw, MI
Loan Type
Loan Limit
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Understanding USDA and FHA Loan Opportunities in Ann-Arbor, MI
The primary goal of Lendersa® is to facilitate your access to the best possible USDA or FHA loans promptly and with ease. Choose one among three potential starting steps that align you with suitable lenders and USDA loan options.
USDA home loans are backed by the government and facilitated through the Department of Agriculture. Also known as USDA rural development loans or USDA mortgages, they are exclusively available to those in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages do not require any down payment, significantly increasing affordability for eligible borrowers in these regions.
"Detrick Mortgage Group is a California Mortgage Loan Originator with over 26
years experience in the industry, and has provided clients with over 1 Billion
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11110 Los Alamitos Boulevard, Suite 201, Los Alamitos, CA, 90720
Cal-Estate Funder of the Ruth L Pineda mortgage industry for over 20 years. I started Cal-Estate Funding back in 1999 to help my family and friends find a place to call home, with affordable financing. I have seen the ups and downs of the market and understands the value of an honest Mortgage Broker.
10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.
Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
In 1952, when most Southern Pacific Employees had never heard or even dreamed of a Credit Union, Jake Fannin, a switchman, and his wife Mary Ellen knew of these things and had a strong desire to get a credit union started for Southern Pacific employees in Bakersfield. Mary already had considerable banking experience and with a little help
Bakersfield City Employees Federal Credit Union was founded in 1936 to serve employees of the City of Bakersfield and their family members. We have grown in asset size and services since then, and we also now serve the employees of Golden Empire Transit and BNSF Railroad. If you are a city employee
Strata Credit Union is a nonprofit organization, reinvesting revenues back into the member base through lower rates on auto loans, credit cards, personal loans and checking accounts that are truly free. Strata Credit Union's mission is to be the preferred financial institution for our current and potential members.
1430 Truxtun Ave, 5th Floor, Bakersfield, CA, 93301
"Ampak has been serving clients in the San Francisco Bay Area, Central Valley and Southern California. Our mortgage, refinance, conventional, FHA, VA, Jumbo loan services cover all of Californa.
Our special loan programs are tailored to fit various kinds of borrowers including the ones with low FICO, low DTI and unfavorable credit reports"
1701 Westwind Drive, Suite 206, Bakersfield, CA, 93301
Our Mission at Homes By Elena Real Estate is not only to assist clients through the Buying or Selling process.It is also our goal to provide Incentives to Buyers & Sellers with the desire to contribute to Stronger and Thriving communities.At Homes by Elena Real Estate we joyfully also donate to our Local Animal shelters a percent of our commission.
