USDA Vs. FHA Pro and Con comparison in Ann-Arbor, Washtenaw County, MI
In the year 2025, the USDA loan limit for Ann-Arbor in the county of Washtenaw, MI is set at $285,000. Meanwhile, the FHA limit for a single-family residence is determined to be $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare USDA and FHA rates available today. Evaluate the essential income, credit score, reserves, and documentation needed to qualify. Through our advanced mortgage calculator, you can observe USDA, FHA, Conforming, and VA loan options side by side, helping you choose which program is best suited to your financial situation in .
Comprehensive Loan Limits and Down Payment Requirements for 2025 in Ann-Arbor, Washtenaw, MI
Loan Type
Loan Limit
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Understanding USDA and FHA Loan Opportunities in Ann-Arbor, MI
The primary goal of Lendersa® is to facilitate your access to the best possible USDA or FHA loans promptly and with ease. Choose one among three potential starting steps that align you with suitable lenders and USDA loan options.
USDA home loans are backed by the government and facilitated through the Department of Agriculture. Also known as USDA rural development loans or USDA mortgages, they are exclusively available to those in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages do not require any down payment, significantly increasing affordability for eligible borrowers in these regions.
Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.
Advanced Commercial Capital strives to provide business owners and investors the best possible commercial financing solution to assist with the growth and success of their business. We provide a wide variety of funding options that have been created to support all aspects of all business shapes and sizes.
Thank you for taking an interest in Courtyard Mortgage Company. For over 13 years we have assisted many families in fulfilling their dream of home ownership and/or refinancing. We would love for you to contact our team, and a Loan Officer of your choice. We are here to guide you through any of your home loan needs
We are a full-service mortgage company based in Gonzales, LA. We specialize in Home Purchase Loans and Refinance in Gonzales, and all Parishes throughout Louisiana. Whether you are buying a home or refinancing in Louisiana, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
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FHA/VA
Alternative Low Doc Loans
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Peoples State Bank has been providing ag and commercial lending services for over 100 years. Based in Velva, the bank expanded to include a branch in Minot in 2009. The team at Peoples State Bank is committed to helping those in our communities succeed. We’re local and we want our communities to grow as much as you do. With everything from checking
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