USDA Loan Vs. FHA loan for Dexter, MI [Washtenaw County ]

In 2025, the USDA loan cap for Dexter, in Washtenaw County, MI is $336,500, while the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to evaluate and contrast today's USDA with FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the right program for your financial scenario in .

Options for USDA and FHA Loans in Dexter, MI

Lendersa® aims to quickly secure the best USDA or FHA loan for you with minimal hassle. Choose one of three starting points to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan. This mortgage is available only in rural areas where USDA guarantees the loan. Unlike FHA loans requiring at least a 3.5% down payment, a USDA loan demands no down payment.

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(517) 592-3205 Lender's profile and map Reviews Bank Michigan 417 S. Main St., Brooklyn, MI, 49230 Bank Michigan originated in 1907 in Onsted, MI. We have since evolved from a one town, one location Bank to three locations, with our Founding Lenawee County office in Onsted, one location in Brooklyn, one in Ann Arbor, servicing customers primarily in these market areas. We are a Community Bank with a team who take the word very serious.
(866) 388-8291 Lender's profile and map Reviews Pro Mortgage Funding 43422 W Oaks Dr, Suite 421, Novi, MI, 48377 We are mortgage professionals who started our careers in the industry at a Fortune 500 Company. We have been helping our clients achieve home ownership and manage their financing for over two decades in the great state of Michigan. We have brought over the focus of compliance, integrity, and privacy of a world class organization.
(810) 201-4903 Lender's profile and map Reviews Lakeview Funding Group LLC 1749 Welland Street, Howell, MI, 48855 Lakeview Funding Group LLC is your hometown mortgage broker! We are licensed and cover all of Michigan and Indiana. Our promise is to find the best loan program and interest rate for your individual needs. Having many lenders to choose from, we shop around so you don't have to! We specialize in Conventional, FHA, USDA and VA loans.
(248) 529-3024 Lender's profile and map Reviews Multiresource, Inc 376 Beach Farm Circle, Suite 746, Highland, MI, 48357 We are your family owned neighborhood Mortgage Brokerage serving Michigan. We work with stellar top tier lenders to offer you the most competitive products on the market. We are veteran and woman owned and operated. MultiResource is here to serve you for ALL of your home financing needs.
(248) 202-6911 Lender's profile and map Reviews Opportunity Home Lending LLC 2591 Overbrook, Highland, MI, 48357 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(517) 789-2890 Lender's profile and map Reviews Aeroquip Credit Union 901 Plymouth Street, Jackson, MI, 49201 Aeroquip Credit Union is a full service credit union and a not-for-profit financial cooperative, which means we help our members save money in the form of high-return savings and low-rate loans. Because we are owned by our members, the membership is our top priority. We are dedicated to providing you with exceptional service
(888) 213-2848 Lender's profile and map Reviews American 1 Credit Union 718 E Michigan Avenue, Jackson, MI, 49201 American 1 began as the Jackson Co-Op Federal Credit Union, a service provided to members of the Jackson Co-Op, and was founded in 1950. The Jackson Co-Op Credit Union was originally located at the local United Rubber Workers Hall 185 on a part-time basis, featuring 47 members, three full-time employees in its first year.
(480) 734-0428 Lender's profile and map Reviews Flagstar Bank 301 West Michigan Avenue, Suite 4-501, Jackson, MI, 49201 At Flagstar, we believe in the Human Interest Rate. It’s not the interest rate other banks talk about, but we do. We have genuine interest in helping our customers achieve their financial goals and bringing solutions within reach. While you’re here, please reach out to us any time.
(248) 624-5222 Lender's profile and map Reviews Walled Lake School Employees Federal Credit Union 3095 S Commerce Road, Walled Lake, MI, 48390 Walled Lake Schools Federal Credit Union's organizational certificate was signed on February 7 thanks to 64 dedicated school employees. We had a modest begining that included a treasurer’s desk located in the superintendant’s office, various treasurers’ homes, and three locations on S. Commerce. Throughout the years our membership
(517) 787-2220 Lender's profile and map Reviews South Central Credit Union 958 W Monroe Street, Jackson, MI, 49202 South Central Credit Union was organized as Tri-County State Employees Credit Union on June 16, 1954. At that time it was housed in the accounting department of the prison. In 1986 the name was changed to South Central State Employees Credit Union, when Tri-County merged with Sparton Employees Credit Union.
(517) 787-2220 Lender's profile and map Reviews TRUE Community Credit Union 1100 Clinton Road, Jackson, MI, 49202 At TRUE to our members, TRUE to our communities, and TRUE to our team. All are invited to join TRUE Community, and we proudly serve anyone who lives, learns, works, or worships across the State of Michigan. We work hard to create and protect an inclusive environment where differences are celebrated