In 2026, the USDA loan cap for Dexter, in Washtenaw County, MI is $336,500, while the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate and contrast today's USDA with FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the right program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan for you with minimal hassle. Choose one of three starting points to find matching lenders and appropriate USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan. This mortgage is available only in rural areas where USDA guarantees the loan. Unlike FHA loans requiring at least a 3.5% down payment, a USDA loan demands no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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