USDA Vs. FHA your options comparison in Dexter, Washtenaw County, MI

In 2026, the USDA loan cap for Dexter, in Washtenaw County, MI is $336,500, while the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to evaluate and contrast today's USDA with FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the right program for your financial scenario in .

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2026 Loan Limits and Downpayment Details in Dexter, Washtenaw County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Dexter, MI

Lendersa® aims to quickly secure the best USDA or FHA loan for you with minimal hassle. Choose one of three starting points to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan. This mortgage is available only in rural areas where USDA guarantees the loan. Unlike FHA loans requiring at least a 3.5% down payment, a USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Dexter Lenders

  • Arbor One Mortgage Group
  • 250 W Eisenhower, Suite 100, Ann Arbor, MI, 48103
  • Lends in Michigan
  • At Arbor One Mortgage Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Ijara Community Development Corporation
  • 2531 Jackson Ave, Suite 331, Ann Arbor, MI, 48103
  • Lends in Michigan
  • Ijara Community Development Corp is a Michigan non-profit dedicated to educate and help the Muslim community avoid Riba/ Interest. Our goal is to be your source for Islamic Finance solutions. Whether you are looking for an Islamic loan for your home or business, we have a competitive solution that will meet your needs.

  • Parker Mortgage Group LLC
  • 1101 S MAIN ST, STE 151, Chelsea, MI, 48118
  • Lends in Michigan
  • Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.

  • First Equity Residential Mortgage Inc
  • 310 North Main, Suite 201, Chelsea, MI, 48118
  • Lends in Michigan
  • If you are looking for First Equity Residential Mortgage, Inc., or are interested in financing a home in Michigan, you've come to the right place. Although we have some information on the website, the lending industry is going through constant change. We encourage you to give us a call with your unique circumstances and needs.

  • Green Block Inc.
  • 2075 W. Stadium Blvd., #2950, Ann Arbor, MI, 48106
  • Lends in Michigan
  • Green Block Inc. is your trusted partner in real estate financing, offering tailored solutions nationwide. Specializing in fix-and-flip/hold, bridge, and DSCR loans, we provide up to 95% LTV and 100% rehab funding, empowering you to turn opportunities into success. Contact Marcia Gilad at mgilad@greenblockinc.com or call 3234870544 to elevate your

  • Home Point Financial Corporation
  • 2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105
  • Lends in Michigan
  • Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint | homepoint.com
    Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"

  • Cluett Capital Partners
  • 14 Ridgeway Street, Ann Arbor, MI, 48104
  • Lends in Michigan
  • Cluett Capital Partners provides commercial real estate financing solutions, including private money, hard money, DSCR loans, and institutional capital from banks, Fannie Mae, Freddie Mac, CMBS, HUD/FHA, and life companies. We structure customized bridge, construction, and permanent loans for multifamily and investment properties, delivering competitive terms and efficient execution in today’s evolving capital markets.

  • University of Michigan Credit Union
  • 340 E Huron Street, Suite 100, Ann Arbor, MI, 48104
  • Lends in Michigan
  • UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint

  • Bank of Ann Arbor
  • 125 S. Fifth Ave, Ann Arbor, MI, 48104
  • Lends in Michigan
  • Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.