USDA and FHA Pro and Con in Rockford, Kent County, MI
As of 2025, the USDA loan limit in Rockford, within Kent, MI, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, calculating the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side to determine which program in aligns best with your financial needs.
2025 Loan Limits and Downpayment Requirements in Rockford, Kent, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Rockford, MI
Lendersa®' mission is to help you swiftly and seamlessly secure the best USDA or FHA loans. Begin by choosing one of three starting points to connect with matching lenders and appropriate USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is accessible in rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment, offering a significant benefit.
Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
The Trust Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to mak
Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
2325 East I-44 Service Road, Oklahoma City, OK, 73111
Energize Credit Union is a cooperative, not-for-profit financial institution owned by and operated for the benefit of all members. Energize Credit Union was chartered in 1967 to fill specific financial needs of electric and telephone cooperative employees. Fifty years later we are still meeting those needs of providing a secure
3650 N Martin Luther King Avenue, Room 1000, Oklahoma City, OK, 73111
In 1953, seven Oklahoma Department of Public Safety (DPS) employees recognized the benefits a credit union would provide their coworkers. These founding members were intent on providing affordable financial services for the varied needs of the uniformed Highway Patrol and civilian DPS employees.
State Bank of Dekalb is a bank with operations in one state. State Bank of Dekalb offers numerous mortgage programs including conventional, FHA, VA, USDA & agricultural loan mortgages.
The State Bank of De Kalb is located in De Kalb with zip code of 75559. You will find the details for this branch with the hours of operation phone numbers, add
At MidSouth Bank, our roots have long been established in independent, community Banking. Founded in January 1912, during an era when many community leaders across the nation formed Banks to meet the needs of neighborhood families and business owners, we opened our doors with just $18, 000 in assets.
Security First National Bank (SFNB) has proudly served the community of Hugo & the surrounding area for over 90 years, meeting the financial needs of some families generation after generation. At SFNB, we firmly believe in our motto, "Helping to Build a Better Community, " & strive to incorporate that attitude in everything we do every single day.
