USDA and FHA Pro and Con in Rockford, Kent County, MI
As of 2026, the USDA loan limit in Rockford, within Kent, MI, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, calculating the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side to determine which program in aligns best with your financial needs.
2026 Loan Limits and Downpayment Requirements in Rockford, Kent, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Rockford, MI
Lendersa®' mission is to help you swiftly and seamlessly secure the best USDA or FHA loans. Begin by choosing one of three starting points to connect with matching lenders and appropriate USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is accessible in rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment, offering a significant benefit.
Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.
Family First Credit Union is a non-profit, full-service financial cooperative owned and operated by our members. Family First Credit Union was organized in 1939 and has evolved today as a primary financial institution with its broadened savings service, variety of loans, full range of financial counseling, and special services for you
we offer you an array of personal and business services to meet your needs and help you achieve your future financial goals. So what sets us apart? Our commitment, determination, and desire to make sure that our member service is in a league of its own and our excitement to help our members
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South Central Credit Union was organized as Tri-County State Employees Credit Union on June 16, 1954. At that time it was housed in the accounting department of the prison. In 1986 the name was changed to South Central State Employees Credit Union, when Tri-County merged with Sparton Employees Credit Union.
At TRUE to our members, TRUE to our communities, and TRUE to our team. All are invited to join TRUE Community, and we proudly serve anyone who lives, learns, works, or worships across the State of Michigan.
We work hard to create and protect an inclusive environment where differences are celebrated
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