In 2026, the USDA loan limit for Constantine in St. Joseph County, MI, is {DETAILS_LOAN_LIMIT_USDA_1_1}, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Check the income, credit, reserves, and documents needed to qualify. Our mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs to help you choose the best option for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan with minimal hassle. Choose one of three starting approaches that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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