USDA Loan Vs. FHA loan for Constantine, MI 2025

In 2025, the USDA loan limit for Constantine in St. Joseph County, MI, is {DETAILS_LOAN_LIMIT_USDA_1_1}, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Check the income, credit, reserves, and documents needed to qualify. Our mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs to help you choose the best option for your financial needs in .

USDA and FHA Loan Options in Constantine, MI

Lendersa® aims to quickly secure the best USDA or FHA loan with minimal hassle. Choose one of three starting approaches that lead to matching lenders and USDA loan programs.

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Understanding USDA Loans in MI

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none.

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(574) 267-9197 Lender's profile and map Reviews Lake City Bank 202 East Center Street, Warsaw, IN, 46581 Lake City Bank, people are our foundation. It begins with our strong bank culture filled with a spirit of entrepreneurialism. This foundation extends out to the high touch approach we take with our customers and the over 500 community causes we support. It’s this dedication to our foundation that has made Lake City Bank the largest bank 100% invest
(260) 637-5546 Lender's profile and map Reviews Farmers and Merchants Bank PO Box 158, Laotto, IN, 46763 Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold
(260) 637-5045 Lender's profile and map Reviews The Garrett State Bank 120 West King Street, Garrett, IN, 46738 Today the Garrett State Bank is a progressive community bank that has a full line of business and personal financial products. We specialize in residential mortgage loans and small to mid sized family owned business loans. Combining common sense decision making with modern products
(574) 267-7497 Lender's profile and map Reviews Indiana Lakes Federal Credit Union 322 South Detroit Street, Warsaw, IN, 46580 Indiana Lakes FCU is a credit union in Warsaw, IN providing auto loans, home equity loans, personal loans, checking, savings, cd’s, deposits, home banking, bill pay & other financial services for anyone who lives, works or attends school in Warsaw & Kosciusko County, Indiana. With over 40 years of helping our community with their financial needs
(269) 781-9885 Lender's profile and map Reviews Marshall Community Credit Union 839 West Green Street, Marshall, MI, 49068 MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.
(269) 673-5465 Lender's profile and map Reviews Allegan Credit Union 755 Grand St., Allegan, MI, 49010 Welcome to Allegan Credit Union, where the golden rule rules and we take a human approach to all we do. Basically, it means, we’re just a bunch of people helping people get to the life they want to have. When you pull up to our Allegan branch you’ll be welcomed by lots of parking, a warm smile and a hot cup of coffee.
(260) 248-8309 Lender's profile and map Reviews Weatherhead C.C. Federal Credit Union 511 N Line Street, Columbia City, IN, 46725 Weatherhead Federal Credit Union has been open since 1965. The credit union has assets totaling $16.08 Million and provides banking services to more than 2,000 members. Membership: The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(517) 629-5588 Lender's profile and map Reviews Homestead Savings Bank 415 S. Superior Street, Albion, MI, 49224 Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.
(517) 439-4300 Lender's profile and map Reviews County National Bank 1 South Howell Street, Hillsdale, MI, 49242 County National Bank is deeply committed to the communities we serve. On March 19, 1934, roughly fifty business people put up personal monies to invest and capitalize County National Bank. From that time, we have grown to 12 full-service branches in four counties in south-central Michigan.
(269) 857-2500 Lender's profile and map Reviews Creative Capital Inc 6938 Tranquility Lane, Fennville, MI, 49408 Creative Capital Inc., an independently owned mortgage broker was established in 1997 in Royal Oak, MI out of a growing demand for procuring not only out-of-the-box lending options to borrowers, but also low cost, low interest conventional mortgages. The business was built on personal and professional integrity providing a broad spectrum.
(260) 338-4440 Lender's profile and map Reviews 260 Mortgage Team - Hallmark Home Mortgage 7421 Coldwater Road Fort, Fort Wayne, IN, 46825 260 Mortgage, a division of Hallmark Home Mortgage, is focused on providing the best customer experience in the Mortgage Lending industry. We accomplish this by providing industry-leading products from Hallmark Home Mortgage, as well as providing an unmatched level of transparency and customer communication.