In 2025, the USDA loan limit set for Sturgis in St. Joseph county, MI, is $336,500, whereas the FHA limit stands at $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, assessing the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA programs, assisting you in selecting the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Sturgis, St. Joseph, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Sturgis, MI
At Lendersa®, our aim is to efficiently provide you with the best possible USDA or FHA loan, minimizing hassle. Choose from three starting options to connect with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans need no down payment, offering a significant benefit for eligible individuals.
Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.
Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.
We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!
At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.
Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.
We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Our primary focus is to provide and unparraelled service to anyone who needs to buy a home. With Mutual Security Mortgage you will receive straightforward answers that are backed by impeccable service. We are the only locally owned and operated mortgage company in Boulder Colorado.
With an established reputation for finding mortgage solutions through creative financing we offer personalized attention and focus on your unique individual financial needs to get the outcome that you are looking for. If you're buying a new home we can help you get pre-qualified and find out how much you can spend on your new home Purchase.
A Colorado owned and operated company since 1986, Premier Mortgage Group, a division of Cherry Creek Mortgage Co., Inc., is one of the Rocky Mountain Region’s most trusted providers of home loans. Built on the hallmarks of integrity, excellence and dedication, we are committed to caring for our customers and building lifetime relationships
