USDA and FHA Pro and Con in Detroit, Wayne County, MI
For the year 2026, in Detroit, within Wayne county, MI, the USDA loan limit is $336,500, whereas the FHA loan limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare the most competitive USDA and FHA rates today, and determine the necessary income qualifications, credit score, reserves, and required documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the right program for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Detroit, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Detroit, MI
The goal at Lendersa® is to secure the best USDA or FHA loans for you quickly and without hassle. Choose one of the three starting approaches to then connect with suitable lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is specifically for rural locations. Unlike FHA loans which demand at least a 3.5% down payment, the USDA mortgage loan requires no down payment.
Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.
Welcome Home Funding delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states & the District of Columbia, Welcome Home Funding branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings & transparency & communication.
1151 Harbor Bay Parkway, Suite 136, Alameda, CA, 94502
Fresh Home Loan, Inc., “Independent Mortgage Brokers That Work for the People! ™ with Garrick Werdmuller at the forefront, is a team of expert mortgage brokers helping people finance their dream homes and secure their future. We carry out our work with great care for our clients and follow the philosophy.
California Real Estate Finance was established in 1988 with a very simple and straight forward business philosophy. The philosophy is to take the mortgage brokerage business to a much more professional status catering to A quality loans. The philosophy is simple. Give our clients great interest rates, great service
Mortgage Results Mortgage Results is a top independent mortgage brokerage firm based in Aptos, California.As the company’s principal and founder, I like to think our success is due to one simple idea: you matter. Your values. Your family. Your dreams for the future. Whether you are considering a new home.
Cypress Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual real estate financing goals. We make the process of securing a mortgage simple and straight-forward by offering you
Sun Pacific Federal Credit Union is the credit union for the employees of the Social Security Administration, Region IX (San Francisco Region). Region IX includes Northern California, Guam, American Samoa, Northern Marianas, Hawaii, Nevada and Arizona. and also Sun Pacific Federal Credit Union has been open since 1946.
1101 Marina Village Parkway, Suite 201, Alameda, CA, 94501
EZ Loans 4 Real Estate is a real estate and private money lender located in San Leandro, California. Founded in 2014 by Kevin Heslin, the company specializes in the origination of both residential and business purpose secured by Northern California real estate Specifically, EZ Loans 4 Real Estate originates loans to investors, borrowers.
At The Finance Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
1101 Marina Village Pkwy, Suite 201, Alameda, CA, 94501
At Levias Lending LLC. We are a full-service mortgage company based in Alameda, CA. We specialize in Home Purchase Loans and Refinance in Alameda. We also serve the surrounding cities in Alameda County. Whether you are buying a home or ReFinancing in the zip code 94501, we can help you realize your dream of homeownership
