USDA Loan Vs. FHA loan pro & con for Owosso, Shiawassee County, MI

In 2025, USDA loan limit in Owosso, county of Shiawassee, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Owosso, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(360) 423-8750 1906 miles Lender's profile and map Reviews Fibre Federal Credit Union 822 Commerce Avenue, Longview, WA, 98632 Fibre Federal Credit Union was founded in 1937. Sixty-three employees of Longview Fibre Company deposited a combined $315 for the purpose of making affordable loans available to credit union members. Over the decades, we have grown to become one of the Lower Columbia region’s largest credit unions.
(619) 504-9983 1907 miles Lender's profile and map Reviews Your Darling Lender 10444 Timberlane Way, Santee, CA, 92071 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(619) 644-8344 1907 miles Lender's profile and map Reviews Casa Financial Services, Inc 9560 Cuyamaca Street, Suite 101, Santee, CA, 92071 Casa Financial Services, Inc are the small, family owned, military family, guy next door, working man, LOCAL brokerage just down the street. No huge buildings, no board of directors calling the shots, no share holders screaming for profit margins, no big government bailouts to boost the bottom line, with combined 40+ years experience.
(619) 889-8400 1907 miles Lender's profile and map Reviews Shaffer Realty And Mortgage 244 Flores Lane, Vista, CA, 92083 We are your professional One Stop Shop for all your realtor and/or mortgage needs. Save Time and Money with us! The resourceful and creative team at Shaffer Realty And Mortgage is eager to help you move forward with more. If you need an experienced Mortgage and Realtor team focused on achieving your goals, give us a call.
(626) 331-4213 1907 miles Lender's profile and map Reviews Home Capital Group Inc. 948 N. Grand Ave, Covina, CA, 91724 Since 1994, Home Capital Group has been matching clients with the best possible loan, customized for their personal needs. Our all-inclusive service brings together everything from appraisals, title searches, and insurance, to the management of everyone involved in your mortgage.
(626) 678-9000 1907 miles Lender's profile and map Reviews Ecom Mortgage, Inc. 1055 Park View Drive, Suite 355, Covina, CA, 91724 At Ecom Mortgage, Inc., we believe that a strong foundation is key. That's why our loan process has been continuously refined to be as simple and straightforward as possible. Whether you prefer the latest technology and software or good old-fashioned paper-and-pen, we aim to provide personalized service that exceeds our customers expectations.
(626) 858-2341 1907 miles Lender's profile and map Reviews Churchgate Mortgage 1338 Center Court Drive, Suite 111, Covina, CA, 91724 Churchgate Mortgage is a premier California-based mortgage company located in Covina, CA. Churchgate Mortgage brings many years of experience to every loan we originate, and we have earned a successful reputation for our extremely client-oriented philosophy. We take pride in providing our customers with excellent service and low rates.
(626) 688-1833 1907 miles Lender's profile and map Reviews Calderon, Jaime Alejandro 1272 Center Court, Suite 206, Covina, CA, 91724 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(949) 326-9899 1907 miles Lender's profile and map Reviews PACIFIC HORIZON LENDING 917 North Grand Avenue, Covina, CA, 91724 At Pacific Horizon Lending, we pride ourselves on our role in the mortgage industry. As a Full-Service Direct Lender and Mortgage Broker, we operate a team of experienced professionals who know how to handle the complex details involved in mortgage lending. From purchasing to refinancing, we do it all.
(626) 367-9329 1907 miles Lender's profile and map Reviews Loan Advisor Group Inc. 908 S Village Oaks Dr, Suite 200, Covina, CA, 91724 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(626) 332-9020 1907 miles Lender's profile and map Reviews Pacific Loanworks, Inc 461 Grand Ave, Covina, CA, 91724 Pacific Loanworks, Inc. has been a family-run company specializing in Trust Deed loans and investments for over a decade. We have an unwavering commitment to quality product and service for both borrowers and investors. Our track record is impeccable and we have hundreds of satisfied return clients