USDA Vs. FHA your options comparison in Owosso, Shiawassee County, MI
In 2025, the USDA loan limit for Owosso, located in Shiawassee county, MI, stands at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA vs. FHA rates, identifying necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA products side by side, assisting your choice of the ideal program in matching your financial needs.
2025 Loan Limits and Downpayment Requirements in Owosso, County of Shiawassee, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Loan Options in Owosso, MI
Lendersa® aims to swiftly provide the best USDA or FHA loans available, streamlining the process. Begin by selecting one of three pathways to connect with lenders and USDA programs.
A USDA home loan, supported by the Department of Agriculture and also known as the USDA rural development loan or mortgage, specifically applies to rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages demand no down payment.
334 Washington Street, Brookline Village, MA, 02447
Founded in 1939, the Brookline Municipal Credit Union was formed by a group of people with a common bond – people who were principally interested in encouraging systematic savings and providing a source of low-cost loans, when members needed money. The philosophy and commitment to provide our members with savings accounts.
StonehamBank is a full-service community bank offering state of the art products & services to residents and businesses throughout eastern Massachusetts and southern New Hampshire. In addition to providing progressive products and convenience services, StonehamBank believes in giving back to the community through its Community Involvement Program.
Members Mortgage Company was founded in 1994, to meet the mortgage lending needs of New England credit unions. At the time, most of the mortgage lending options available to credit unions were organizations only interested in acquiring servicing rights for their loans, or mortgage brokers with reduced accountability for their own mistakes.
Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.
Everlasting Capital is a national business finance solutions provider, redefining lending and financing by providing outstanding customer experiences and innovative, world-class services with creative financing options.
Everlasting Capital is your number one source for getting any deal done with the highest level of expertise
HRCU is a federally insured community credit union. We serve our members by providing quality financial services, which meet their needs in a professional, personalized and courteous manner. We provide competitive rates on loans, savings and investments, and access to products and services using the latest technology.
404 South Huntington Avenue, Jamaica Plain, MA, 02130
Endeavor Capital is a “unique requirements” private lender where every real estate loan represents a special situation. Although we welcome opportunities that come with sophisticated PowerPoint business plan presentations and exceptionally well-defined exit strategies, we are usually quite comfortable in simply discussing the real estate loan reque
For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today.
Cambridge Municipal Employees Federal Credit Union
795 Massachusetts Avenue, Cambridge, MA, 02139
Cambridge Municpal Employees Federal Credit Union differs from banks and other financial institutions in that those who have accounts in the credit union are its members and owners, and they elect their board of directors Credit unions see themselves as different from mainstream banks, with a mission to be community-oriented and serve people.
Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more.
Harvard affiliates and their family are eligible to join.
Back Bay Mortgage Brokers is committed to providing our clients with the highest quality service while securing the best possible loan options available. Our expert mortgage professionals have over 20 years of mortgage lending and brokerage experience. We will work with you one on one to ensure that you get the right mortgage.
