USDA Loan Vs. FHA loan for Owosso, MI [Shiawassee County ]

In 2026, the USDA loan limit for Owosso, located in Shiawassee county, MI, stands at $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA vs. FHA rates, identifying necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA products side by side, assisting your choice of the ideal program in matching your financial needs.

USDA and FHA Loan Options in Owosso, MI

Lendersa® aims to swiftly provide the best USDA or FHA loans available, streamlining the process. Begin by selecting one of three pathways to connect with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, supported by the Department of Agriculture and also known as the USDA rural development loan or mortgage, specifically applies to rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages demand no down payment.

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(949) 202-4100 Lender's profile and map Reviews First Foundation Inc 18101 Von Karman Avenue, 7th Floor, Irvine, CA, 92612 First Foundation Inc. (NASDAQ: FFWM) and its subsidiaries offer personal banking, business banking, and private wealth management services, including investment, trust, insurance, and philanthropy services. This comprehensive platform of financial services is designed to help clients at any stage in their financial journey.
(855) 959-4500 Lender's profile and map Reviews Mission Loans, LLC 19500 Jamboree, Suite 300, Irvine, CA, 92612 Whether you’ve been dreaming of buying your first home with your young family or of diversifying your investment portfolio with real estate, you’re in the right place. Mission Loans is a leader in homeownership, & it’s our primary goal to make your dreams a reality. With us, you get a range of diverse loan options from experienced lenders who
(949) 222-9188 Lender's profile and map Reviews Diversified Mortgage Co. 2081 Business Center Drive, Suite 155, Irvine, CA, 92612 DMC Inc. / Diversified Mortgage Co. is a duly licensed California Real Estate brokerage firm, licensed by the California Department of Real Estate, Lic. #01085780, and is also an associate member of the California Mortgage Association and we are in good standing with the Better Business Bureau (BBB). NMLS License #336445
(866) 986-0058 Lender's profile and map Reviews Excellent Solutions 2600 Michelson Drive, Suite 920, Irvine, CA, 92612 Excellent Solutions customizes short term, non-conventional loans. In doing so we require minimal paperwork to close a loan and also Excellent Solutions is the lending arm of Excellent Capital, a Southern California family office with deep expertise in real estate backed loans for acquisitions, fix-and-flip, refinance, development
(888) 363-4272 Lender's profile and map Reviews Pacific Financial 18401 Von Karman Avenue, Suite 430, Irvine, CA, 92612 Pacific Financial is a dedicated team of mortgage professionals determined and driven to provide our customers with excellent service throughout their experience Home Mortgage Solutions. By utilizing our knowledge of the mortgage banking industry, we will assist our customers in any way possible to ensure their complete satisfaction.
(844) 959-0081 Lender's profile and map Reviews LendBee 18881 Von Karman Ave, Suite 1000, Irvine, CA, 92612 LendBee is a direct lender offering a wide range of products from home equity lines of credit, traditional loans and even options tailored towards self-employed and low credit borrowers. We pride ourselves in understanding the unique needs of our customers to provide the best possible value while exceeding expectations.
(800) 208-5513 Lender's profile and map Reviews National Mortgage Group 19200 Von Karman Ave, Suite 400, Irvine, CA, 92612 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 597-4101 Lender's profile and map Reviews Impac Companies 19500 Jamboree Rd, Suite 200, Irvine, CA, 92612 Founded in 1995, Impac Mortgage Holdings, Inc. (IMH) is a publicly traded company that, through its subsidiaries, offers a wide range of integrated consumer and business services within the mortgage and real estate marketplaces. With an average of more than 25 years of experience within the mortgage industry.
(800) 607-8484 Lender's profile and map Reviews Panamerican Mortgage 2102 Business Center Drive, Suite 130, Irvine, CA, 92612 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 247-2472 Lender's profile and map Reviews Pridemark Group 2081 Business Center Drive, Suite 130, Irvine, CA, 92612 Pridemark Group is the world of mortgage and real estate is constantly changing. For the past 30 years, the principals of Pridemark Group have conducted their business with one focus: to provide our clients with the best service and capital market solutions for their financing needs
(800) 800-6020 Lender's profile and map Reviews Kelly Mortgage Center, LLC 18100 Von Karman Avenue, Suite 850, Irvine, CA, 92612 Our business is a true one-stop enterprise for Real estate, Mortgage, Financial Literacy, Title, homeowners insurance, credit repair, loan modifications and debt settlement. All of these transactions under one roof for your convenience. This allows for ultimate success because we know what is going on with your file at all times.