USDA VS FHA in Owosso, Shiawassee County, MI

In 2026, the USDA loan limit for Owosso, located in Shiawassee county, MI, stands at $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA vs. FHA rates, identifying necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA products side by side, assisting your choice of the ideal program in matching your financial needs.

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2026 Loan Limits and Downpayment Requirements in Owosso, County of Shiawassee, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Options in Owosso, MI

Lendersa® aims to swiftly provide the best USDA or FHA loans available, streamlining the process. Begin by selecting one of three pathways to connect with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, supported by the Department of Agriculture and also known as the USDA rural development loan or mortgage, specifically applies to rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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