USDA Loan Vs. FHA loan pro & con Owosso, Shiawassee County, MI

In 2025, USDA loan limit in Owosso, county of Shiawassee, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Owosso, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(248) 274-4748 Lender's profile and map Reviews Brick Financial Group LLC 18 N Washington Street, Suite C, Oxford, MI, 48371 At Brick Financial Group our main goal is to provide an exceptional value while maintaining high service standards to all members of our extended community. In an ever changing mortgage market, where technology and robot loans are all the rage, we want to be the lender who is for the people, by the people.
(248) 624-5222 Lender's profile and map Reviews Walled Lake School Employees Federal Credit Union 3095 S Commerce Road, Walled Lake, MI, 48390 Walled Lake Schools Federal Credit Union's organizational certificate was signed on February 7 thanks to 64 dedicated school employees. We had a modest begining that included a treasurer’s desk located in the superintendant’s office, various treasurers’ homes, and three locations on S. Commerce. Throughout the years our membership
734-249-4241 Lender's profile and map Reviews Parker Mortgage Group LLC 1101 S MAIN ST, STE 151, Chelsea, MI, 48118 Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.
(734) 475-0270 Lender's profile and map Reviews First Equity Residential Mortgage Inc 310 North Main, Suite 201, Chelsea, MI, 48118 If you are looking for First Equity Residential Mortgage, Inc., or are interested in financing a home in Michigan, you've come to the right place. Although we have some information on the website, the lending industry is going through constant change. We encourage you to give us a call with your unique circumstances and needs.
(989) 843-6145 Lender's profile and map Reviews Mayville State Bank 37 E. Ohmer Rd., Mayville, MI, 48744 Mayville State Bank has seen quite a bit of history since opening its doors: two great wars, the Great Depression and President Roosevelt’s famous four-day bank holiday (during which Mayville State Bank remained open), political and social turmoil and on through to the age of technology we live in today.
(248) 765-9689 Lender's profile and map Reviews JM Mortgage Services LLC 970 Pine Avenue, Lake Orion, MI, 48362 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(866) 388-8291 Lender's profile and map Reviews Pro Mortgage Funding 43422 W Oaks Dr, Suite 421, Novi, MI, 48377 We are mortgage professionals who started our careers in the industry at a Fortune 500 Company. We have been helping our clients achieve home ownership and manage their financing for over two decades in the great state of Michigan. We have brought over the focus of compliance, integrity, and privacy of a world class organization.
(855) 835-6328 Lender's profile and map Reviews Members First Credit Union 600 W Wackerly, Midland, MI, 48642 When you open your account with MFCU, you become a member & owner of the credit union.At MFCU, we believe in you.Our promise is to be trustworthy, caring & enthusiastic to help you succeed. It comes naturally to us to listen carefully & build relationships in order to not only find solutions,but also minimize financial stress and maximize happiness
2483823332 Lender's profile and map Reviews 365 Lending, LLC 3160 Haggerty Rd, STE P., West Bloomfield, MI, 48323 365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we
(586) 524-5219 Lender's profile and map Reviews CLEAR LENDING GROUP 7270 Glascott Ave, West Bloomfield, MI, 48323 Here at Clear Lending Group, we believe in putting transparency and personal touch back into the mortgage process. From your first conversation with us, you will experience firsthand our personal approach to each situation. In addition, our expertise will allow us to tailor an option to the specifics of your file.
(248) 429-2222 Lender's profile and map Reviews iQuote Mortgage LLC 2170 Cass Lake Road, Suite F, Keego Harbor, MI, 48320 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we are a mortgage brokerage that provides excellent service and unmatchable value.