In 2025, the USDA loan limit within Perry, Shiawassee County, MI is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Perry, Shiawassee County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Perry, MI
The objective at Lendersa® is to secure you the best USDA or FHA loan quickly and hassle-free. You can start with one of three options that connect you with matching lenders and eligible USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and often referred to as a USDA rural development loan. It is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
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