USDA Loan Vs. FHA loan pro & con Grand-Rapids, Kent County, MI

The USDA loan limit for the year 2026 in Grand-Rapids, located within Kent county, MI, is $285,000. In comparison, the FHA loan limitation for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to assess and contrast today's top USDA and FHA rates. Evaluate the income, credit status, reserves, and requisite documents essential for qualification. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA programs side by side, assisting in selecting the most suitable option for your financial needs in .

Explore USDA and FHA Loan Options in Grand-Rapids, MI

The primary aim of Lendersa® is to swiftly secure the most favorable USDA or FHA loans for you, without unnecessary hassle. Choose one of three introductory options that match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MI

A USDA home loan, overseen by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural regions. Unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage loan requires no down payment.

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(616) 392-2290 Lender's profile and map Reviews The Mortgage House Inc 305 Hoover, Suite 500, Holland, MI, 49423 This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.
(616) 820-1444 Lender's profile and map Reviews Macatawa Bank 10753 Macatawa Drive, Holland, MI, 49424 We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
(616) 842-6320 Lender's profile and map Reviews Tri-Cities Credit Union 905 Pennoyer Avenue, Grand Haven, MI, 49417 Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,
(844) 517-3611 Lender's profile and map Reviews Portland Federal Credit Union 9077 Charlotte Hwy., Portland, MI, 48875 PFCU is a credit union located in West/Central Michigan dedicated to improving our members’ lives.With assets of over $690 million, more than 52, 000 members and 12 branches, PFCU provides every type of financial service our members require. From loans to credit cards to business banking solutions, members trust PFCU to provide financial service.
(269) 673-5465 Lender's profile and map Reviews Allegan Credit Union 755 Grand St., Allegan, MI, 49010 Welcome to Allegan Credit Union, where the golden rule rules and we take a human approach to all we do. Basically, it means, we’re just a bunch of people helping people get to the life they want to have. When you pull up to our Allegan branch you’ll be welcomed by lots of parking, a warm smile and a hot cup of coffee.
(231) 733-1329 Lender's profile and map Reviews Best Financial Credit Union 1888 East Sherman Boulevard, Muskegon, MI, 49444 Since 1955, Best Financial Credit Union, formerly Community Schools Credit Union, has focused on providing a comprehensive, member-first banking alternative to the people of West Michigan. We've done so by a combination of getting to know our members' needs on a personal basis, then responding with customized, state-of-the-art services.
(231) 739-5068 Lender's profile and map Reviews Service 1 Federal Credit Union 1075 E Sherman Boulevard, Muskegon, MI, 49444 Service 1 Federal Credit Union is a member-owned, not-for-profit financial cooperative whose purpose is to promote members' financial well-being and create a positive change in the communities we serve. All profits earned are returned to our members in the form of less fees and better rates. Credit Union is a member-owned
(231) 777-3620 Lender's profile and map Reviews Michigan Coastal Credit Union 1086 Creston Street, Muskegon, MI, 49442 At Michigan Coastal Credit Union, we’ve been owned by our members since 1958. We are committed to Making a Difference and Adding Value to our team, members and the communities we serve. We currently have one office, but we offer 30, 000 Surcharged ATM’s partnering with the CO-OP ATM network.
(269) 857-2500 Lender's profile and map Reviews Creative Capital Inc 6938 Tranquility Lane, Fennville, MI, 49408 Creative Capital Inc., an independently owned mortgage broker was established in 1997 in Royal Oak, MI out of a growing demand for procuring not only out-of-the-box lending options to borrowers, but also low cost, low interest conventional mortgages. The business was built on personal and professional integrity providing a broad spectrum.
(989) 352-6031 Lender's profile and map Reviews Community First Federal Credit Union 9637 N Greenville Rd, Lakeview, MI, 48850 Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.
(231) 733-4600 Lender's profile and map Reviews Family Financial Credit Union 3575 Henry Street, Muskegon, MI, 49441 Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,