FHA Vs. USDA loan program for Grand-Rapids, Kent County, Michigan

In 2025, USDA loan limit in Grand-Rapids, county of Kent, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Grand-Rapids, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(615) 741-2142 Lender's profile and map Reviews Tennessee Employees Credit Union 220 French Landing Drive, Nashville, TN, 37228 Tennessee Employees Credit Union has been open since 1993. The credit union has assets totaling $31.01 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(615) 749-6461 Lender's profile and map Reviews Parthenon Federal Credit Union 2204 Rosa L Parks Boulevard, Nashville, TN, 37228 Parthenon Federal Credit Union was chartered in 1942 to serve the employees and families of the United Methodist Publishing House. Today, Parthenon Federal Credit Union has a community charter to service anyone (and their families) who works, lives or worships in the Nashville metro center area where we are located.
(615) 425-7171 Lender's profile and map Reviews Pathway Lending 201 Venture Circle, Nashville, TN, 37228 Our Mission is To provide lending solutions & educational services that supports the development, growth, & preservation of underserved small businesses, affordable housing, & sustainable communities. We are financing businesses and strengthening communities. We have developed a range of financial products-including loans for financing business.
(615) 251-0025 Lender's profile and map Reviews Affordable Housing Resources 50 Vantage Way, Suite 107, Nashville, TN, 37228 Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing & strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families
(615) 915-2957 Lender's profile and map Reviews VOULUNTEER MORTGAGE GROUP 1 Vantage Way, Suite E240, Nashville, TN, 37228 Volunteer mortgage Group are a located in Nashville, TN. We are licensed in TN, MO, AL, FL, IL, SC, VA, CA, WI, IN, and GA. We specialize in home purchase, home refinance, Reverse Mortgages, First Time Home Buyer programs. Our goal is to offer the best rates and lowest mortgage payments in minutes.
(423) 272-5800 Lender's profile and map Reviews First Community Bank 809 West Main Street, Rogersville, TN, 37857 First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
(615) 540-2500 Lender's profile and map Reviews Equity Plus Mortgage Inc 4121 Clarksville Pike, Nashville, TN, 37218 Equity Plus Mortgage in Nashville, Tennessee specializes in helping aspiring homeowners and existing homeowners. We focus on all types of mortgage products that are tailored to fit your personal need. We specialize in mortgage products for new home purchases and Refinancing your existing home to help lower your monthly payment and save money.
(615) 226-3473 Lender's profile and map Reviews Nashville Firemen’s Credit Union 908 Woodland Street, Nashville, TN, 37206 Nashville Firemen’s Credit Union (NFCU) lobby is now open. For your safety and the safety of NFCU staff, face coverings will be required when visiting the branch. The Drive through window remains open with full services for those who chose not to come into the lobby. The safety and well-being of our employees, members.
(615) 242-2424 Lender's profile and map Reviews Community Mortgage Advisors, LLC 615 Main St, Suite 205, Nashville, TN, 37206 We are very excited to have recently opened this branch of Community Mortgage in historic East Nashville, just minutes from downtown Community Mortgage Advisors, you will receive highly personalized service from senior loan officers. Whether you are looking to purchase or refinance, we offer each customer a free mortgage analysis.
(315) 469-5599 Lender's profile and map Reviews Secny Federal Union Mortgage Department PO Box 15040, Syracuse, NY, 13215 SECNY FEDERAL CREDIT UNION the credit union is a member-owned, non-profit, full-service financial institution. SECNY maintains its focus on education and commitment to going beyond just providing financial services. Any person working, living, worshipping, attending school, businesses and legal entities.
(866) 378-9500 Lender's profile and map Reviews Bank of Tennessee 301 E Center St, Kingsport, TN, 37660 Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.