USDA Loan Vs. FHA loan pro & con East-Lansing, Ingham County, MI

In 2025, USDA loan limit in East-Lansing, county of Ingham, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in East-Lansing, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(952) 988-4165 Lender's profile and map Reviews West Metro Schools Credit Union 1001 Highway 7, Room 249, Hopkins, MN, 55305 West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.
(952) 473-9988 Lender's profile and map Reviews Envision Capital, Inc 10590 Wayzata Blvd, Suite 160, Minnetonka, MN, 55305 Envision Capital is the dependable place to go when in need of a home loan. Our expert loan officers are readily available to find their clients competitive rates to finance a home purchase. Mortgage fees are often less than other lenders given that the Envision Capital model facilitates minimal overhead.
(952) 353-5399 Lender's profile and map Reviews Mortgage Avenue 255 1st Ave E, Shakopee, MN, 55379 Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,
(301) 289-9800 Lender's profile and map Reviews Transit Employees Federal Credit Union 2440 Market Street NE, Suite 901, Washington, DC, 20018 Transit Employees Federal Credit Union (TEFCU) was founded on March 29, 1940 as D.C. Transit Workers Division 689 Federal Credit Union, by five (5) employees of the Capital Transit Company in Washington, DC. They combined their purchasing power and started the Credit Union with thirty-seven (37) shares at a par value.
(703) 349-3901 Lender's profile and map Reviews Springbank Mortgage LLC 2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(615) 360-9951 Lender's profile and map Reviews PIAS Credit Union 305 Plus Park Boulevard, Nashville, TN, 37217 PIAS Credit Union has been open since 1991. The credit union has assets totaling $5.61 Million and provides banking services to more than 700 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(615) 724-7847 Lender's profile and map Reviews Accurate Mortgage Group 1321 Murfreesboro Pike, Suite 200, Nashville, TN, 37217 Accurate Mortgage Group is a division of Acopia, LLC, which is a locally owned and operated mortgage lender in Middle Tennessee. But, really, we’re pretty much like you. Many of us grew up in this area and, those who didn’t, are quick to say how happy they are to have moved here. We’re proud to say that we live
(218) 624-5761 Lender's profile and map Reviews Proctor Federal Credit Union 410 N Second Avenue, Proctor, MN, 55810 The Credit Union operated out of one room at 226 3rd St. in Proctor as a State Chartered Credit Union until October 1970 when it became a Federal Chartered Credit Union known as the Proctor Area Federal Credit Union. At that time, this 1, 200 member; $700, 000.00, Credit Union changed from an Employee Credit Union to a Community Credit Union.
(615) 936-0300 Lender's profile and map Reviews Vanderbilt University Credit Union 1313 21st Avenue South, Room 107, Nashville, TN, 37212 Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(615) 385-6866 Lender's profile and map Reviews Cornerstone Financial Credit Union 1701 21st Avenue South, Nashville, TN, 37212 Cornerstone Financial Credit Union was founded in 1955, by a group of visionary educators in Davidson County with a philosophy of people helping people with low-cost financial services. Today, our membership base of more than 40, 000 is a diverse group of individuals comprising all walks of life.
(615) 783-0056 Lender's profile and map Reviews Mortgage Capital Investments 2104 Sunset Place, Nashville, TN, 37212 Founded in 1992, Mortgage Capital Investments, Inc. is a full-service commercial mortgage banking company that provides financing to the commercial real estate market. With more than 75 years of combined commercial real estate experience, our team is knowledgeable in all facets of commercial real estate lending, valuation and servicing.