USDA VS FHA in East-Lansing, Ingham County, MI

In 2025, the USDA loan limit for East-Lansing, within the county of Ingham, MI, is set at $285,000. Meanwhile, the FHA loan limit applicable for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to evaluate the best rates available for USDA versus FHA loans today. Understand what's required in terms of income, credit scores, reserves, and supporting documents. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in that aligns with your individual financial situation.

Browse loan offers from 100 diverse lenders

A Closer Look at 2025 Loan Limits and Downpayment Requirements in East-Lansing, Ingham, MI

Loan Type Loan Limit Down Payment Percentage
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in East-Lansing, MI

The goal of Lendersa® is to secure the best possible USDA or FHA loan for you efficiently, without needless hassle. Start by selecting one of three paths that lead to matching lenders and USDA loan programs that fit your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, assured by the government via the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is offered exclusively in rural neighborhoods. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all, presenting a significant advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Island Coast Mortgage
  • 3013 Del Prado Blvd S #2, Cape Coral, FL, 33904
  • Island Coast Mortgage was founded in 1986 with a vision to make it fast, easy and affordable for every homebuyer in Florida to find a suitable mortgage. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to connect clients with ideal home loans while providing them with the lowest interest rates
  • Premier Mortgage Consultants
  • 2534 SE Santa Barbara Pl, St #201, Cape Coral, FL, 33904
  • Welcome to Premier Mortgage Consultants! PMC is a leading mortgage company dedicated to providing you with the highest level of client service. Our qualified loan officers have years of experience, access to hundreds of loan programs and relationships with over 50 of the nation's leading wholesale lenders and banks.
  • Odom Mortgage
  • 1211 Miramar St #4, Cape Coral, FL, 33904
  • We offer FHA home loans, VA, USDA, conventional, reverse mortgages, and renovation loans. We focus on providing expert advice and service. We finance primary homes, secondary homes, and investment properties up to four units.Established in 2018.Odom Mortgage specializes in home loans in Cape Coral, FL. Fast closings, reliable results.
  • Edison Mortgage Group
  • 1325 SE 47th Street Suite F, Cape Coral, FL, 33904
  • Edison Mortgage Group, Inc. is a company based out of 1222 SE 47th Street, Cape Coral, Florida, United States. We are a full service Florida Mortgage Business helping Florida Realtors with financing for their valued clients Since 1998. Through the mortgage “Boom” & the “Bust”, our Florida Realtor partners have always relied on us!
  • Continental Capital Funding Corp
  • 16156 Key Lime Blvd, Loxahatchee, FL, 33470
  • I have been in the mortgage business since 1992. Early in my career I quickly learned attention to detail and staying current with lending programs and regulations is pivotal in setting the stage for the smoothest mortgage process for a consumer. While everyone strives for the perfect process,
  • Block Financial Resources
  • 17888 67th Court North, Loxahatchee, FL, 33470
  • Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.
  • All Shores Mortgage
  • 17888 67th Ct N, Loxahatchee, FL, 33470
  • We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.
  • Core Mortgage Financial
  • 25 Homestead Rd. N Ste #41-B, Lehigh Acres, FL, 33936
  • Core Mortgage Financial believes in the American dream of home ownership and understands the effort it takes to get there. But you shouldn’t have to work hard to find a loan, too. That’s where we come in. Our business is based on you, our client.We are considered experts in all loan programs.
  • Gulf Coast Business Bank
  • 12205 Metro Parkway, Fort Myers, FL, 33966
  • Gulf Coast Business Bank, the first community bank to be started in 12 years, will fill the void and be operated by experienced and proven bankers from our local community who along with the board will invest more than $3M of the $20M raised in Capital and drive local deposits and loans to support organic and sustainable growth of GCBB.
  • Alliance Mortgage LLC
  • 10491 6 Mile Cypress Parkway, Suite 252 & 253, Fort Myers, FL, 33966
  • Alliance Mortgage manage your entire loan process in-house, from application to closing, to help your loan close faster. We also consider all the financial factors affecting your mortgage to help you strike the right balance – and our competitive mortgage rates, low closing costs, and wide array of mortgage products.
  • J Martin Mortgage Group LLC
  • 7000 Bergamo Way 102, Fort Myers, FL, 33966
  • J Martin Mortgage Group LLC has experience since 1994 and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple