For 2026, the USDA loan limit in Haslett, county of Ingham, MI, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and assess the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping determine which option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loans quickly and without complications. Choose one of the three pathways that connect you to compatible lenders and available USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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