USDA Loan Vs. FHA loan for Okemos, MI [Ingham County Rates 2023]

In 2025, USDA loan limit in Okemos, county of Ingham, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Okemos, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

6192792522 1892 miles Lender's profile and map Reviews D & D Capital Solutions LLC 681 Kenney St, El Cajon, CA, 92020 There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!
(619) 444-9993 1892 miles Lender's profile and map Reviews First Finance Lending 846 E. Washington Ave, El Cajon, CA, 92020 First Finance Lending is a Financial Consultant located in El Cajon, CA and has been servicing all of El Cajon and the surrounding areas for many years. We specialize in FHA Loans, Refinance, Mortgage Rates, Mortgage Lenders, Home Loan Rates, Conventional Loans, and Refinancing Mortgages. With First Finance Lending on your side,
(619) 940-4740 1892 miles Lender's profile and map Reviews Team Zara Home Loans 250 E Chase Ave, Suite 106, El Cajon, CA, 92020 Team Zara, a part of World Wide Credit Corporation, has over 12 years of experience and extensive knowledge in mortgage lending. With our in house lender we can offer speedy and exceptional services to you as a borrower. Our mission is to provide you with a fast, hassle-free loan that will minimize your stress as a borrower.
(619) 208-8376 1892 miles Lender's profile and map Reviews Jodi Connor - Realtor® & Mortgage Loan Consultant 565 North Magnolia Avenue, El Cajon, CA, 92020 New West Investment Group, Inc. has been building homes in the San Diego region for over 40 years. We pride ourselves in creating value for our clients and have built relationships that have lasted decades. The projects we develop range from multifamily units and new subdivisions to custom homes.
(619) 328-2866 1892 miles Lender's profile and map Reviews IQ Realty & Lending Inc. 360 West Lexington Avenue, Suite 100, El Cajon, CA, 92020 IQ Realty & Lending represent buyers and sellers of real estate properties across San Diego County, residential property, commercial property, land, business opportunities, property management & financing. We also offer- Sell A Home, Finance A Home, Commercial Real Estate, Buy Property, Sell Property, Buy A Home.
(619) 200-6700 1892 miles Lender's profile and map Reviews Veteran Mortgage 2160 Fletcher Pkwy B, El Cajon, CA, 92020 The Veteran Mortgage Centers team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage broker professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
(619) 442-8871 1892 miles Lender's profile and map Reviews Zeman Mortgage Inc 140 W. Park Ave, El Cajon, CA, 92020 Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
(503) 977-2499 1892 miles Lender's profile and map Reviews Fidelity Mortgage Solutions LLC 10211 SW Barbur Blvd, Suite 101A, Portland, OR, 97219 Our goal from the very first time you choose FMS is to make the process of financing your home as fast and easy as possible. We strive to make the process as easy to understand and convenient for you whether you are a first-time buyer or the most savvy real estate investor. We are an Oregon based company, licensed in Oregon and Washington states.
(503) 703-4699 1892 miles Lender's profile and map Reviews Alterna Mortgage Company 10211 SW Barbur Blvd, Suite 107A, Portland, OR, 97219 Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too. Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.
(503) 525-7888 1892 miles Lender's profile and map Reviews Columbia Home Mortgage 7845 SW Capitol Highway, Suite 5D, Portland, OR, 97219 Columbia Home Mortgage providing clients with the highest quality mortgage services, excellent rates, and the best customer service available in your area. He will work with you one on one to ensure that you get a clear mortgage solution tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
(949) 713-9979 1893 miles Lender's profile and map Reviews Arta Financial Services 31991 Dove Canyon Drive, Suite 100-C, Trabuco Canyon, CA, 92679 "Arta Financial Corporation, is a Real Estate Finance and Investment company, Licences under California Department of Real Estate. We specialize in Real estate Loans and helping our clients locate and acquire investment properties of all kinds from Lands, Multi Units, Commercial Warehouse, industrial, automotive, etc."