USDA Vs. FHA your options comparison in Okemos, Ingham County, MI
In 2026, the USDA loan limit in Okemos, located within the county of Ingham, MI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
With the Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates, determining the necessary income, credit status, reserves, and documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, guiding your decision about which program in is most suitable for your financial situation.
2026 Loan Limits and Down Payment Requirements in Okemos, County of Ingham, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Loan Options: USDA and FHA in Okemos, MI
The aim of Lendersa® is to quickly and easily secure you the best USDA or FHA loans available. Choose one of the three starting paths to connect with matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment at all.
Ideal Mortgage Services, LLC is a mortgage brokerage owned and operated locally in Haslett. We are licensed to do first mortgages throughout the entire state of Michigan. Ideal Mortgage has a very diverse client base, with all types of credit backgrounds. We are well versed in various types of loans,
CASE Credit Union was chartered in 1936 to serve Lansing area teachers and administrators as Lansing Teachers Credit Union. From operating within Lansing High School with 180 members, today, nearly 85 years later, we serve a membership of over 45,000 members and operate seven branches throughout the Greater Lansing area.
At Gabriels Community Credit Union. In 1957 a small group of parishioners joined together in the spirit of cooperation to offer members personal financial services. From this humble beginning, Resurrection Parish Credit Union was born.
Over the years the Credit Union has grown up with the community
Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.
LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.
Our primary purposes are to meet the financial needs of our banking communities, protect and increase the value of stockholders' investments, and serve the community in financial and non-financial ways. Our bank acknowledges the interdependence of all mankind in the world and reaches out beyond local areas in times of need.
Astera Credit Union is based in Lansing, Michigan. It serves over 15, 000 members with four branches in Lansing, DeWitt, & Ionia. It supports nearly 150 employer groups by providing direct deposit & other financial tools for their employees.
Astera was founded in 1949 by employees at Lansing's Fisher Body Plant to provide honest & affordable l
Chartered in July 1948, Auto-Owners Associates Credit Union was originally formed by a group of Auto-Owners Associates. The purpose was to have a place, controlled by its members, to save and borrow money at reasonable rates.
Auto-Owners Associates Credit Union provides you with more than just a savings account.
Farm Bureau Family Credit Union was chartered in December 1933 as a member-owned financial institution to serve the employees of the Michigan Farm Bureau Family of Companies, their family members, and Farm Bureau members statewide.
Our field of membership includes:
Michigan Farm Bureau members Farm Bureau Insurance of Michigan customers
