USDA Vs. FHA your options comparison in Waverly, Eaton County, MI
In 2026, the USDA loan limit for Waverly, located in Eaton County, MI, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates, and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding your decision for the best program in based on your financial situation.
2026 Loan Limits and Down Payment Requirements in Waverly, County of Eaton, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Options in Waverly, MI
Lendersa® aims to provide you with the optimal USDA or FHA loan efficiently and without hassle. Start with one of three paths that help connect you to lenders and USDA loan programs.
The USDA home loan is a government-backed program by the Department of Agriculture, commonly called USDA rural development loan or mortgage, and is available only in rural areas. FHA loans require a minimum 3.5% down payment, whereas USDA mortgages require none.
Astera Credit Union is based in Lansing, Michigan. It serves over 15, 000 members with four branches in Lansing, DeWitt, & Ionia. It supports nearly 150 employer groups by providing direct deposit & other financial tools for their employees.
Astera was founded in 1949 by employees at Lansing's Fisher Body Plant to provide honest & affordable l
Chartered in July 1948, Auto-Owners Associates Credit Union was originally formed by a group of Auto-Owners Associates. The purpose was to have a place, controlled by its members, to save and borrow money at reasonable rates.
Auto-Owners Associates Credit Union provides you with more than just a savings account.
Farm Bureau Family Credit Union was chartered in December 1933 as a member-owned financial institution to serve the employees of the Michigan Farm Bureau Family of Companies, their family members, and Farm Bureau members statewide.
Our field of membership includes:
Michigan Farm Bureau members Farm Bureau Insurance of Michigan customers
Our mission at US Capital Mortgage Partners is to provide personal, caring mortgage solutions for every potential homeowner that gives us the opportunity. We are committed to build meaningful relationships with our customers through finding the best products with a competitive rate and excellent customer service.
Glacier Financial was established in 2001, & has quickly earned the respect of the entire community by becoming the area’s leading mortgage provider throughout central Mi. By offering our customers top notch service along with the area’s lowest interest rates, Glacier Financial has been recognized as the #1 residential mortgage company in Mid Mi.
LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.
Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.
CASE Credit Union was chartered in 1936 to serve Lansing area teachers and administrators as Lansing Teachers Credit Union. From operating within Lansing High School with 180 members, today, nearly 85 years later, we serve a membership of over 45,000 members and operate seven branches throughout the Greater Lansing area.
At Gabriels Community Credit Union. In 1957 a small group of parishioners joined together in the spirit of cooperation to offer members personal financial services. From this humble beginning, Resurrection Parish Credit Union was born.
Over the years the Credit Union has grown up with the community
