USDA Vs. FHA Pro and Con comparison in Lansing, Ingham County, MI
In 2025, the USDA loan limit applicable in Lansing, which is part of Ingham county in MI, reaches $336,500. Additionally, for a single-family home, the FHA loan constraint is $472,030.
Engage with the Lendersa® USDA loan calculator to thoroughly assess the leading USDA versus FHA rates available today. Determine the necessary income, credit standing, reserves, and documentation required for qualification. Our comprehensive mortgage calculator evaluates USDA, FHA, Conforming, and VA loans side by side, offering guidance to help you decide which program fits best for your personal financial planning in .
Loan Limits and Downpayment Requirements for 2025 in Lansing, Ingham, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Possibilities in Lansing, MI
The mission of Lendersa® is dedicated to facilitating the acquisition of the most beneficial USDA or FHA loans available as quickly and effortlessly as possible. Opt for one of three initial paths that lead to matching with appropriate lenders and relevant USDA loan programs.
The USDA home loan is a government-backed housing loan guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. These loans are specifically designated for rural areas only. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans stand out by requiring no down payment whatsoever, making homeownership more accessible in designated regions.
2696 North University Avenue, Suite 236, Provo, UT, 84604
Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
First Utah Bank has proudly served the Utah community for 40 years. First Utah Bank is the largest community bank headquartered in Salt Lake City, Utah. We offer a full range of business and personal financial services, from complex business loans to personal mortgage loans, lines of credit, and state of the art online and mobile banking solutions.
2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109
Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.
2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109
EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.
920 N Telshor Blvd, Suite B, Las Cruces, NM, 88011
At Precision Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry & can help you reach your short- and long-term goals. Our local specialists have the resources of a huge national mortgage company & the friendly attitude of your neighbors.
Over the past 34 years the employees of Brighton Bank have worked hard providing the highest level of service to its customers. As a community bank with our foundation established in the neighborhoods we serve, we feel it is important to understand the needs of our customers. We strive to provide sound financial products
At Intercap Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,