USDA Vs. FHA Pro and Con comparison in Lansing, Ingham County, MI
In 2025, USDA loan limit in Lansing, county of Ingham, MI is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Lansing, county of Ingham, MI
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Lansing, MI
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
4222 E. Thomas Road, Suite 370, Phoenix, AZ, 85018
Colonial Capital originates short-term bridge loans secured by real estate. These loans typically have characteristics that create complications for traditional lenders. However, our leadership and experience enable us to quickly quantify risk using market knowledge coupled with disciplined underwriting. We also consider our borrowers.
3835 North 32nd Street, Suite 1, Phoenix, AZ, 85018
O Capital Group LLC was extremely helpful, knowledgeable and patient, answering my many many questions about the mortgage process and helping me navigate the options that I had. Additionally, he was always either at the end of the phone or super prompt to get back to me and had all the process for the loan.
3835 North 32nd Street, Suite 12, Phoenix, AZ, 85018
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We’re fed up with it. And we know you are too. That’s why District Lending was created. Our goal is to change the way home lenders do business. We’re built around customer-first support, instead of company-first sales. We provide specialty advice, industry-leading access, and the tech savvy of internet natives
5090 N 40th St, Suite, Suite 100, Phoenix, AZ, 85018
Guardian Mortgage was founded in 1965 on the principles of integrity, superior customer service, and mutual trust. Today we originate loans in over 40 states and have helped over a million homeowners realize their dreams of homeownership. These are not just numbers. Our greatest source of pride comes from our clients’ satisfaction.
Covenant Reverse Mortgage experience in originating and processing Reverse Mortgages extends to over 12 years specifically working with Seniors. In the HECM marketplace that is an outstanding plus! I have the background and the knowledge to help you decide if a Reverse Mortgage is right for you.
Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
