USDA Vs. FHA Pro and Con comparison in Lansing, Ingham County, MI
In 2026, the USDA loan limit applicable in Lansing, which is part of Ingham county in MI, reaches $336,500. Additionally, for a single-family home, the FHA loan constraint is $472,030.
Engage with the Lendersa® USDA loan calculator to thoroughly assess the leading USDA versus FHA rates available today. Determine the necessary income, credit standing, reserves, and documentation required for qualification. Our comprehensive mortgage calculator evaluates USDA, FHA, Conforming, and VA loans side by side, offering guidance to help you decide which program fits best for your personal financial planning in .
Loan Limits and Downpayment Requirements for 2026 in Lansing, Ingham, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Possibilities in Lansing, MI
The mission of Lendersa® is dedicated to facilitating the acquisition of the most beneficial USDA or FHA loans available as quickly and effortlessly as possible. Opt for one of three initial paths that lead to matching with appropriate lenders and relevant USDA loan programs.
The USDA home loan is a government-backed housing loan guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. These loans are specifically designated for rural areas only. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans stand out by requiring no down payment whatsoever, making homeownership more accessible in designated regions.
1265 Corona Pointe Court Suite 300, Corona, CA, 92879
"Our corporate headquarters is located in beautiful Corona, California, where our employees enjoy the best the
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You could search the Pacific NW high and low and never find a company more dedicated to you, the borrower. With more than 80+ years of combined experience in the real estate industry, our professionals work hard for you to ensure a smooth and successful transaction. We are committed to quality customer service - putting the people we serve first.
7710 Northeast Greenwood Drive, Suite 170, Vancouver, WA, 98662
Cascade Northern Mortgage is a trusted name for your mortgage needs. With nearly 4 decades of experience in the mortgage industry and licensed mortgage brokers in both Washington and Oregon, we can help you achieve the financial solution that works best for you. As experienced mortgage loan officers.
Escondido Federal Credit Union provides savings & loan products to help achieve your goals throughout life. When you become a shareholder-member at EFCU, you instantly become eligible for all the benefits the Credit Union has to offer. Unlike banks, our profits are returned to members in the form of lower fees, higher dividends and lower loan rates
600 La Terraza Blvd , 3rd Floor, Escondido, CA, 92025
RiteWayMortgages.com is a Lender/Broker company selling mortgage loans to borrowers. We are licensed under the California Finance Lenders Law.
Our mission is to provide borrowers with the lowest rates possible for mortgage loans. Our objective is to educate the borrower about all the aspects that effect mortgage loans
170 West Mission Avenue, Suite 2, Escondido, CA, 92025
Mario Cisneros, a personal finance expert with Latin Financial Group. Our sole purpose of educating homeowners on how to better create wealth through mortgage planning. Mortgage planning is the process of utilizing and leveraging borrowers’ home mortgages to help them better and more quickly achieve their short- and long-term financial goals.
1835A-S. Centre City Parkway, Suite 182, Escondido, CA, 92025
AIS Enterprise, Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit.
333 South Juniper Street, Suite 105, Escondido, CA, 92025
Home Financing Specialists Providing the lowest rates and closing costs in combination with my award winning customer service has allowed me to develop lasting business and personal relationships over the years Obtaining a home loan is the largest financial investment for a majority of individuals and families.
