USDA Loan Vs. FHA loan pro & con Lansing, Ingham County, MI

In 2025, the USDA loan limit applicable in Lansing, which is part of Ingham county in MI, reaches $336,500. Additionally, for a single-family home, the FHA loan constraint is $472,030.

Engage with the Lendersa® USDA loan calculator to thoroughly assess the leading USDA versus FHA rates available today. Determine the necessary income, credit standing, reserves, and documentation required for qualification. Our comprehensive mortgage calculator evaluates USDA, FHA, Conforming, and VA loans side by side, offering guidance to help you decide which program fits best for your personal financial planning in .

Exploring USDA and FHA Loan Possibilities in Lansing, MI

The mission of Lendersa® is dedicated to facilitating the acquisition of the most beneficial USDA or FHA loans available as quickly and effortlessly as possible. Opt for one of three initial paths that lead to matching with appropriate lenders and relevant USDA loan programs.

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Defining USDA Loans in MI

The USDA home loan is a government-backed housing loan guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. These loans are specifically designated for rural areas only. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans stand out by requiring no down payment whatsoever, making homeownership more accessible in designated regions.

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(501) 623-9230 Lender's profile and map Reviews GARLAND COUNTY EDUCATORS' FEDERAL CREDIT UNION 190 Aviation Plaza, Suite E, Hot Springs National Park, AR, 71913 The mission of the Garland County Educators’ Federal Credit Union is to provide our members with high quality, personal, financial education and services through a safe, sound, democratic alternative to traditional financial institutions. We are a not-for-profit, member-owned, federally insured federal credit union.
(501) 623-7004 Lender's profile and map Reviews Combined Federal Credit Union 203 Nash St, Hot Springs National Park, AR, 71913 Combined Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union.
(601) 676-0566 Lender's profile and map Reviews Choctaw Federal Credit Union 203 Choctaw Town Center, Philadelphia, MS, 39350 The Choctaw Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
(601) 656-4692 Lender's profile and map Reviews The Citizens Bank 521 Main Street, Philadelphia, MS, 39350 The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability
(479) 788-4600 Lender's profile and map Reviews First National Bank of Fort Smith 602 Garrison Ave, Fort Smith, AR, 72902 Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
(308) 485-4232 Lender's profile and map Reviews Pathway Bank 306 High Street, Cairo, NE, 68824 Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
(843) 990-7770 Lender's profile and map Reviews First Capital Bank SC 304 Meeting Street, 1st Floor, Charleston, SC, 29401 First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
(843) 724-1500 Lender's profile and map Reviews The Bank of South Carolina 256 Meeting Street, Charleston, SC, 29401 The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.