USDA Vs. FHA your options comparison in Grosse-Pointe-Farms, Wayne County, MI
In 2026, the USDA loan cap for Grosse-Pointe-Farms, located in Wayne county, MI, is $285,000. Meanwhile, the FHA limit for a single-family residence is set at $356,362.
At Lendersa®, use our USDA loan calculator to easily compare the latest USDA and FHA rates. Determine the necessary income, credit score, reserves, and documents to qualify. With our state-of-the-art mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the best program for your financial needs in .
Explore 2026 loan limits and downpayment details in Grosse-Pointe-Farms, Wayne county, MI
Loan Type
Loan Cap
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Understanding USDA and FHA loan choices in Grosse-Pointe-Farms, MI
Lendersa® aims to help you secure the most advantageous USDA or FHA loan swiftly and smoothly. Choose from three methods that match you with lenders and USDA loan offers.
A USDA home loan, also called a USDA mortgage or USDA rural development loan, is government-guaranteed via the Department of Agriculture and exclusive to rural zones. In contrast to FHA loans which require at least a 3.5% down payment, USDA loans require none.
Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
Lends in Michigan
Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
Lends in Michigan
Elevation One Group: Empowering Entrepreneurs to Build Legacy! With over 45 years of experience, we specialize in innovative financial solutions, providing capital and strategic growth for entrepreneurs underserved by traditional banks. Our mission is to elevate communities by nurturing legacy-driven leaders, offering startup funding, real estate c
A 100% female owned and operated mortgage broker serving the state of Michigan. A vast selection of mortgage refinance and purchase products combined with industry leading experience, technology, communication, speed, and service set apart Iris Mortgage from other competitors. Low overhead and small
First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
27735 Jefferson Ave, Saint Clair Shores, MI, 48081
Lends in Michigan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
27560 Groesbeck Hwy, Suite 2, Roseville, MI, 48066
Lends in Michigan
We fund hard money commercial loans. With over fifty Private Lenders. Even in these tough economic times KCG is able to fund difficult hard money commercial loans that most other lenders would turn down. Special Circumstance Financing Structures are available for almost any type of commercial real estate, that cannot be funded
Live Life Federal Credit Union has been proudly servicing our members’ financial needs since 1952. It began when The UAW Local 247 of Thompson Products organized Thompson Product Employee’s Federal Credit Union under Charter #7927. In 1958, the plant changed names from Thompson Products Michigan Division to Thompson Ramo Woolridge Incorporation.
Ukrainian Selfreliance Michigan Federal Credit Union
26791 Ryan Road, Warren, MI, 48091
Lends in Michigan
USMFCU has been serving its communities since 1952 and has never stopped putting its members first. Throughout our operation we’ve been committed to bringing great financial services to our members while never sacrificing genuine care and interaction. On top of offering great rates, deals, and services
