In 2026, the USDA loan limit for Harper-Woods, located in the county of Wayne, MI, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA and FHA rates. It helps ascertain required income, credit, reserves, and documentation for qualifying. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program in for your specific financial situation.
2026 Loan Limits and Downpayment Requirements in Harper-Woods, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Harper-Woods, MI
The goal of Lendersa® is to efficiently secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans have no down payment requirement, offering a significant benefit to eligible borrowers.
Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
Lends in Michigan
Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
Lends in Michigan
Elevation One Group: Empowering Entrepreneurs to Build Legacy! With over 45 years of experience, we specialize in innovative financial solutions, providing capital and strategic growth for entrepreneurs underserved by traditional banks. Our mission is to elevate communities by nurturing legacy-driven leaders, offering startup funding, real estate c
A 100% female owned and operated mortgage broker serving the state of Michigan. A vast selection of mortgage refinance and purchase products combined with industry leading experience, technology, communication, speed, and service set apart Iris Mortgage from other competitors. Low overhead and small
27735 Jefferson Ave, Saint Clair Shores, MI, 48081
Lends in Michigan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
27560 Groesbeck Hwy, Suite 2, Roseville, MI, 48066
Lends in Michigan
We fund hard money commercial loans. With over fifty Private Lenders. Even in these tough economic times KCG is able to fund difficult hard money commercial loans that most other lenders would turn down. Special Circumstance Financing Structures are available for almost any type of commercial real estate, that cannot be funded
Ukrainian Selfreliance Michigan Federal Credit Union
26791 Ryan Road, Warren, MI, 48091
Lends in Michigan
USMFCU has been serving its communities since 1952 and has never stopped putting its members first. Throughout our operation we’ve been committed to bringing great financial services to our members while never sacrificing genuine care and interaction. On top of offering great rates, deals, and services
Warren Municipal FCU, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members. Credit unions are not-for-profit, which means that instead of dividends going to shareholders, the profits are put back into the credit union
