As of 2026, the USDA loan limit in St.-Clair-Shores, within Macomb county, MI, is $285,000. In comparison, for a single-family home, the FHA loan limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine what income, credit, reserves, and documents are necessary for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in
Compare loan offers from 100 diverse lenders
| Loan Category | Maximum Loan Limit | Required Down payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to swiftly and efficiently secure the best USDA or FHA loan for you. Choose one of the three starting points to connect with matching lenders and qualified USDA loan programs.
A USDA home loan is one secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a valuable benefit.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
