USDA Vs. FHA your options comparison in St.-Clair-Shores, Macomb County, MI
As of 2025, the USDA loan limit in St.-Clair-Shores, within Macomb county, MI, is $285,000. In comparison, for a single-family home, the FHA loan limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine what income, credit, reserves, and documents are necessary for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in fits your specific financial needs best.
Overview of 2025 Loan Limits and Downpayment Requirements in St.-Clair-Shores, Macomb, MI
Loan Category
Maximum Loan Limit
Required Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in St.-Clair-Shores, MI
Lendersa® aims to swiftly and efficiently secure the best USDA or FHA loan for you. Choose one of the three starting points to connect with matching lenders and qualified USDA loan programs.
A USDA home loan is one secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a valuable benefit.
Community Financial Corporation offers lending solutions for short-term construction and lot/land acquisition and development for builders in Oregon and Southwest Washington.
We take pride in our reassuring, low-key approach to help you find the best loan for your needs. Community Financial makes local decisions regarding loan approvals.
415 State Street, Suite 190, Lake Oswego, OR, 97034
Avelloe was founded by David Feathers, a mortgage professional since 1988, on the principals of effective communication, education, and a “do the right thing no matter the cost” attitude. As a truly independent Mortgage Broker, Avelloe has access to multiple funding sources, not just one underwriting platform.
4000 Kruse Way Pl, Bldg 3, Suite 120, Lake Oswego, OR, 97034
Newland Mortgage was founded on principles of education, information and transparency. As a full service Independent Mortgage Broker we have the ability to shop the best wholesale lenders in the country to find the most competitive rates and options. Our goal is to be the premier mortgage broker in the Portland market.
10211 SW Barbur Blvd, Suite 101A, Portland, OR, 97219
Our goal from the very first time you choose FMS is to make the process of financing your home as fast and easy as possible. We strive to make the process as easy to understand and convenient for you whether you are a first-time buyer or the most savvy real estate investor. We are an Oregon based company, licensed in Oregon and Washington states.
10211 SW Barbur Blvd, Suite 107A, Portland, OR, 97219
Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too. Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.
7845 SW Capitol Highway, Suite 5D, Portland, OR, 97219
Columbia Home Mortgage providing clients with the highest quality mortgage services, excellent rates, and the best customer service available in your area. He will work with you one on one to ensure that you get a clear mortgage solution tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
At Reve Mortgage, we are committed in providing the reliable source to your lending solutions; by making lending simple and efficient. Our goal is to go that extra mile to build a lifelong relationship based on integrity, trust, and gratitude. Our one team in-house operations will create an efficient
20803 East Valley Boulevard, Suite 106, Walnut, CA, 91789
"Our goal is to provide quality customer service to each and every client. We
have access to a variety of programs which enables us to tailor each loan to
your individual needs. Not only do we focus on personal interaction with our
clients, but we also focus on making the loan process quick, effective, and
simple."
385 South Lemon Avenue, Suite D, Walnut, CA, 91789
Mia McLeod, President and CEO of McLeod & Associates, is a 30 under 30 award recipient by the National Association of Realtors. Where tradition meet innovation. We adhere to a unique approach with our clients, by not only creating customers for life but by creating "Raving through the way we conduct real estate and mortgage in today.
