USDA Vs. FHA your options comparison in St.-Clair-Shores, Macomb County, MI
As of 2025, the USDA loan limit in St.-Clair-Shores, within Macomb county, MI, is $285,000. In comparison, for a single-family home, the FHA loan limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine what income, credit, reserves, and documents are necessary for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in fits your specific financial needs best.
Overview of 2025 Loan Limits and Downpayment Requirements in St.-Clair-Shores, Macomb, MI
Loan Category
Maximum Loan Limit
Required Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in St.-Clair-Shores, MI
Lendersa® aims to swiftly and efficiently secure the best USDA or FHA loan for you. Choose one of the three starting points to connect with matching lenders and qualified USDA loan programs.
A USDA home loan is one secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a valuable benefit.
We are an Orlando based private real estate investment group supported by our lending firm, HIS Capital Funding. Our senior management and advisory board possess a combined 110 ++ years of expertise in real estate law, project development, building, management, and private lending.
12701 S. John Young Parkway Suite 210, Orlando, FL, 32837
Silverton Mortgage is a recognized industry leader within the mortgage community. Our team members recognize that home loans are as diverse as the people who seek them and work closely with borrowers to find the right program to fit their unique needs. We are guided by the strong belief that communication.
At Hunters Creek Mortgage LLC we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
6900 Tavistock Lakes Blvd, Suite 400, Orlando, FL, 32827
At EVOLUTION MORTGAGE LOANS LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Northpoint Mortgage strives to embrace our core principles of community, excellence, integrity, and service in everything we do. We have a knowledgeable local sales team and support staff committed to ensuring a smooth professional process throughout start to finish and in the future.
BankFLORIDA serves our customers and community by providing financial services with the highest level of integrity and a superior banking experience. We provide our customers access to a full range of financial products and will work hard every day to exceed their expectations. We strive to be the preferred provider, create customer loyalty
We offer loans for all types of borrowers from low down payment options to foreign borrowers. In addition, we have products that don't require you to pay mortgage insurance when you finance more than 80% of the purchase price through lender paid MI. We offer speed, a positive attitude, and great service!
Nona Mortgage began in 2016 with one concept that became our Motto and our Mission. One Family, One Loan, One Relationship, One Home at a Time. Treating each transaction as an exceptional opportunity to help and get to know members of the community. It will be our honor to grow with you.
American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.
