USDA Vs. FHA your options comparison in Mason, Ingham County, MI

In 2025, the USDA loan limit in Mason, situated in Ingham county, MI, stands at $336,500. On the other hand, the FHA limit for a single-family home is $472,030. These figures offer a clear view of the borrowing capabilities under different government-backed programs.

Lendersa® provides a USDA loan calculator to help compare the most competitive USDA versus FHA rates today. It is essential to determine the necessary income, credit history, reserves, and required documents to qualify for these loans. Our advanced mortgage calculator allows you to see options across USDA, FHA, Conforming, and VA loans side by side. This comparison helps you choose the best financial program available, especially if you're looking in

Compare loan offers from 100 esteemed lenders to make informed decisions quicker.

2025 Loan Limits and Downpayment Requirements in Mason, Ingham County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 No Down Payment
FHA $472,030 3.5% Minimum
Conventional Conforming $726,200 3% Minimum

Diverse USDA and FHA Loan Choices in Mason, MI

The primary goal at Lendersa® is to provide you with the best possible USDA or FHA loans in a swift and hassle-free manner. By selecting one of three starting options, you can easily match with lenders and explore USDA loan programs compatible with your needs.

Lendersa's USDA loan request and matching results

Insights on USDA Loans in MI

USDA home loans are government-backed loans facilitated by the Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages. These are specifically designed for rural neighborhood areas, providing unique opportunities without the necessity of a down payment, unlike FHA loans, which require at least a 3.5% down payment. This makes USDA loans highly attractive for eligible homebuyers, offering significant financial advantages.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • VRB Mortgage, Inc.
  • 500 Emerald Bay, Laguna Beach, CA, 92651
  • Founded as an Affliate of one of the Nation's leading Veteran Home Buying Membership programs, VRB Mortgage has expanded from its initial focus on VA Loans to now providing loan officers that can provide any loan program to incldue FHA, Conventional and even Jumbo Loans.We can also help you refiance your current loan.
  • Associated Properties Inc.
  • 504 San Nicholas Court, Laguna Beach, CA, 92651
  • Associated Properties, Inc., a family-owned real estate & lending company, was founded back in 1964 and incorporated in 1973 by Albert George Geigele of Newport Beach California. His career in real estate & lending spanned over half a century. Those whom had the privilege to work with him will always remember him for his honesty and trust
  • Loan Works
  • 1050 South Coast Highway, Suite D, Laguna Beach, CA, 92651
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
  • Loans by Suzette
  • 430 Forest Avenue, Suite 1, Laguna Beach, CA, 92651
  • Loans by Suzette is an independently owned, full-service mortgage brokerage firm that provides a complete range of residential and income property financing options. The firm is headquartered in Laguna Beach, California, with an additional office in Beverly Hills, California, and handles financing all over the state via their partnership.
  • Pacific Loan Group
  • 2448 Lomita Way, Laguna Beach, CA, 92651
  • Pacific Loan Group, a professional mortgage company specializing in reverse mortgages. At Pacific Loan Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Blink Home Loans Inc
  • 1385 Katella Street, Laguna Beach, CA, 92651
  • Blink Home Loans has funded numerous loans and solidified itself as a low price leader in the lending Industry. Others have tried to duplicate our process, when it comes down to it they just can’t compete with our dedication to provide the lowest rates coupled with our professionals to deliver outstanding customer service to our customers
  • Sierra Pacific Mortgage
  • 31601 S. Coast Highway, Suite #200B, Laguna Beach, CA, 92651
  • Sierra Pacific Mortgage is one of the nation’s largest direct private lenders; we are solely focused on residential mortgage lending. That means we have a wide array of options to choose from for your home financing needs. We have been helping homeowners with their home financing needs for over three decades
  • Grace Capital Group Real Estate Partners
  • 301 Forest Ave, Laguna Beach, CA, 92651
  • Grace Capital has been engineering financial solutions for Middle Market Real Estate Companies for more than 20 Years, nationwide. Over $3 Billion of debt, equity & investments closed with Teamwork, Precision & Execution thru Direct Lending, Family Offices, Private Funds, Wealthy Investors,
  • California Agribusiness CU
  • 6281 Beach Blvd, Suite 87, Buena Park, CA, 90621
  • CalAgCU has a tradition of expanding its field of Membership and services to companies that wish to provide additional Benefits to their Valued employees and their families. Our Members have always and will continue to receive PERSONAL and FRIENDLY service. Members are treated as owners of the credit union, rather than a number.
  • Compass Lending Group
  • 6301 Beach Boulevard, Suite 350, Buena Park, CA, 90621
  • "Compass Lending Group founder of the Steve helped me through the entire process and never missed a beat. He was patient and thoroughly explained the process to me despite all of my questions. and also Compass, we emphasize that an informed client can make the best decisions. Our staff work on keeping up to date with every aspect of the industry.
  • Premier Finance Group Inc
  • 6056 Beach Boulevard, Buena Park, CA, 90621
  • Premier Finance Group Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Cornerstone Company
  • 8552 Deepdale Ave, Buena Park, CA, 90621
  • Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.