In 2026, the USDA loan limit in Mason, situated in Ingham county, MI, stands at $336,500. On the other hand, the FHA limit for a single-family home is $472,030. These figures offer a clear view of the borrowing capabilities under different government-backed programs.
Lendersa® provides a USDA loan calculator to help compare the most competitive USDA versus FHA rates today. It is essential to determine the necessary income, credit history, reserves, and required documents to qualify for these loans. Our advanced mortgage calculator allows you to see options across USDA, FHA, Conforming, and VA loans side by side. This comparison helps you choose the best financial program available, especially if you're looking in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | No Down Payment |
| FHA | $472,030 | 3.5% Minimum |
| Conventional Conforming | $726,200 | 3% Minimum |
The primary goal at Lendersa® is to provide you with the best possible USDA or FHA loans in a swift and hassle-free manner. By selecting one of three starting options, you can easily match with lenders and explore USDA loan programs compatible with your needs.
USDA home loans are government-backed loans facilitated by the Department of Agriculture, often referred to as USDA rural development loans or USDA mortgages. These are specifically designed for rural neighborhood areas, providing unique opportunities without the necessity of a down payment, unlike FHA loans, which require at least a 3.5% down payment. This makes USDA loans highly attractive for eligible homebuyers, offering significant financial advantages.
Enter your location to find out if it qualifies for USDA rural housing loan?
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