USDA Vs. FHA your options comparison in Escanaba, Delta County, MI

In 2026, within Escanaba, county of Delta, MI, the USDA loan limit is $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA options today. It ensures you can calculate the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view the USDA, FHA, Conforming, and VA programs side by side, assisting your decision for the most suitable program in fitting your financial scenario.

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2026 Loan Limits and Downpayment Requirements in Escanaba, County of Delta, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Available USDA and FHA Loans in Escanaba, MI

Lendersa® is dedicated to offering you the most suitable USDA or FHA loans quickly and conveniently. Start with one of three paths to connect with matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in MI

The USDA home loan, backed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is intended for use in rural neighborhoods only. In contrast, FHA loans demand at least a 3.5% down payment, whereas USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Salvamerica LLC
  • 7208 West Sand Lake Road, Suite 305, Orlando, FL, 32819
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mile Marker Mortgage LLC
  • 8810 Commodity Circle, Suite 36, Orlando, FL, 32819
  • For the past 17 years in the Orlando mortgage market, Christina Santana has helped customers get mortgage approvals. Her extensive experience in the lending industry and her vast network of lenders and realtors, is the backbone of Mile Marker's ability to provide quick and excellent results.
  • Flow America Mortgages LLC
  • 5401 South Kirkman, Suite 310, Orlando, FL, 32819
  • Flow America is located in Orlando and serves all of Central Florida. Our team is highly qualified with extensive experience in real estate and financial markets. You can finance different types of real estate: houses, apartments, townhomes or commercial developments. We work Transperantly, avoiding Surprises.
  • The Money House, Inc.
  • 8751 Commodity Cir, Suite 17, Orlando, FL, 32819
  • Moneyhouse has been the # 1 non-depository mortgage bank in closings in Puerto Rico for the past 11 years. We are a full-service direct lender mortgage banking company offering a diverse array of products for home loan needs. Moneyhouse is committed to families. Moneyhouse understands the sensitivity that comes with making big family.
  • My Florida Mortgage Solutions, INC.
  • 6236 Kingspointe, Suite 8, Orlando, FL, 32819
  • My Florida Real Estate Group is an affiliate of My Florida Mortgage Solutions and may receive a financial benefit by working together. We are here to help you and guide you during the process of the purchase or refinance of your house or commercial business. Call us and make your appointment today
  • Florida Funding
  • 7329 Greenbriar Pkwy, Orlando, FL, 32819
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan."
  • Homespire Mortgage
  • 9100 Conroy Windermere Road, Suite 200, Orlando, FL, 32819
  • Homespire Mortgage is an award-winning mortgage lender, proudly operating branches across 36 states. Whether you’re buying a home or refinancing, you’ve come to the right place. At Homespire Mortgage, we’ve completely re-invented the mortgage process to create a worry-free and hassle-free mortgage experience for you.
  • Battles Capital Investment Inc - PrivateInvestor.com
  • 7512 Dr. Phillips Blvd, Orlando, FL, 32819
  • Battles Capital Investments Inc. - PrivateInvestor.com | Specializes in the placement of private money loans directly with REITs, Individual Private Lenders, Family Offices, Insurance Companies, Hedge Funds, and Attorney Offices Nationwide. We have strong relationships with private money sources throughout the state of Florida.