USDA Vs. FHA your options comparison in Escanaba, Delta County, MI

In 2025, within Escanaba, county of Delta, MI, the USDA loan limit is $336,500. Comparatively, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA options today. It ensures you can calculate the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view the USDA, FHA, Conforming, and VA programs side by side, assisting your decision for the most suitable program in fitting your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Escanaba, County of Delta, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Available USDA and FHA Loans in Escanaba, MI

Lendersa® is dedicated to offering you the most suitable USDA or FHA loans quickly and conveniently. Start with one of three paths to connect with matching lenders and available USDA loan programs.

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An Overview of USDA Loans in MI

The USDA home loan, backed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is intended for use in rural neighborhoods only. In contrast, FHA loans demand at least a 3.5% down payment, whereas USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Commercial Lending Inc
  • 1500 Walnut Street, Suite 1103, Philadelphia, PA, 19102
  • American Commercial Lending, we specialize in the commercial mortgage industry. We have a team of experienced commercial mortgage brokers to guide you throughout the application process and ensure that you have everything needed to qualify for the loan. As the most trusted mortgage brokers.
  • Houwzer Mortgage
  • 1435 Walnut St, Philadelphia, PA, 19102
  • Houwzer is a modern, socially responsible real estate agency for savvy homeowners. We’ve rebuilt the real estate brokerage model around the customer with technology and a team of full service, salaried agents. Home sellers save an average of $15,000 with our listing agents, while home buyers trust our team's focus on buyer goals, not commissions.
  • MoutainOne Bank
  • 93 Main Street, North Adams, MA, 01247
  • MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity & confidence. Founded in 1848, MountainOne Bank provides a complete array of personal and business banking and electronic services.
  • First National Bank
  • 206 South First Street, Pulaski, TN, 38478
  • First National Bank of Pulaski is a Bank with operations in two states. First National Bank of Pulaski offers numerous mortgage programs including conventional, FHA, VA and construction mortgages As a community Bank with a commitment to help our neighbors, we promise you’ll enjoy convenience without getting lost in the shuffle.
  • Fort Billings Federal Credit Union
  • 962 Billingsport Road, Gibbstown, NJ, 08027
  • The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.
  • Enterprise Commercial Financing
  • 100 South Broad Street, Suite 30, Philadelphia, PA, 19110
  • Enterprise Commercial Financing takes great pride in providing our clients with the absolute best loan options, rates and terms at the lowest service fee in the country. We ALWAYS put our clients best interest above our own. You can always rely on us for great service, professionalism and dependability.
  • FDU Federal Credit Union
  • 12 Main Street, Suite 4, Madison, NJ, 07940
  • FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.
  • Novartis Federal Credit Union
  • 124 South Ridgedale Avenue, East Hanover, NJ, 07936
  • Novartis Federal Credit Union is a full service financial institution located in East Hanover NJ. Novartis FCU was chartered in 1947 and services the financial needs of the employees of companies within Novartis AG and their families. For more information, to join or apply for a loan, visit www.NovartisFCU.org