USDA Loan Vs. FHA loan for Iron-Mountain, MI [Dickinson County ]

In 2025, the USDA loan limit for Iron-Mountain, located in the county of Dickinson, MI, is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Take advantage of the Lendersa® USDA loan calculator to examine and compare current USDA and FHA rates. This tool helps you determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, guiding your choice for the most suitable program in according to your financial situation.

USDA and FHA Loan Options in Iron-Mountain, MI

Lendersa® is dedicated to providing the best USDA or FHA loans efficiently and without hassle. Choose one of three starting paths to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in MI?

The USDA home loan, secured by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans, which need a minimum 3.5% down payment, USDA loans do not require any down payment.

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(678) 284-3305 Lender's profile and map Reviews Heritage Bank USA 101 N. Main St, Jonesboro, GA, 30236 Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.
(207) 353-4144 Lender's profile and map Reviews Lisbon Community Federal Credit Union 325 Lisbon Street, Lisbon, ME, 04250 The LISBON COMMUNITY FEDERAL CREDIT UNION is a not for profit, full service financial institution owned by and operated for our Members. The LCFCU was founded in 1959 to serve those who reside or work in the Lisbon, Lisbon Falls and Durham areas. Since that time, this federally chartered, federally insured Credit Union has grown steadily.
(207) 871-1001 Lender's profile and map Reviews Maine Home Mortgage 52 Center Street, Portland, ME, 04101 At Maine Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(207) 835-7011 Lender's profile and map Reviews Select Realty Capital 183 Middle Street, Suite 201, Portland, ME, 04101 Select Realty Capital offers financing options for all stages of real estate investment. Whether you are looking to start a new build project, fix and flip a house, or buy and hold rental properties - we have options to help with your investing needs. Our firm specializes in short term loans to real estate investors and developers.
(207) 772-0808 Lender's profile and map Reviews TruChoice Federal Credit Union 272 Park Avenue, Portland, ME, 04104 TruChoice Federal Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates and free online banking services to local members in 10 Maine counties. Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates. we help you make the most of your money by taking the time to learn your story.
(508) 678-7641 Lender's profile and map Reviews BayCoast Bank 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
(508) 379-1056 Lender's profile and map Reviews St. Dominic's Federal Credit Union 1723 Grand Army of the Republic Highway, Swansea, MA, 02777 St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
(508) 559-5420 Lender's profile and map Reviews Crescent Credit Union 835 Oak St, Brockton, MA, 02301 SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
(508) 895-1000 Lender's profile and map Reviews HarborOne Bank 770 Oak St, Brockton, MA, 02301 HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
(877) 466-2678 Lender's profile and map Reviews BayCoast Mortgage Company, LLC 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
(770) 460-6505 Lender's profile and map Reviews Southern Crescent Mortgage and Investment Crop 101 Devant Street, Suite 704, Fayetteville, GA, 30214 Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.
(770) 719-1111 Lender's profile and map Reviews The Southern Credit Union 430 East Lanier Avenue, Fayetteville, GA, 30214 The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.