USDA Vs. FHA your options comparison in Iron-Mountain, Dickinson County, MI
In 2026, the USDA loan limit for Iron-Mountain, located in the county of Dickinson, MI, is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to examine and compare current USDA and FHA rates. This tool helps you determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, guiding your choice for the most suitable program in according to your financial situation.
2026 Loan Limits and Downpayment Requirements in Iron-Mountain, County of Dickinson, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
USDA and FHA Loan Options in Iron-Mountain, MI
Lendersa® is dedicated to providing the best USDA or FHA loans efficiently and without hassle. Choose one of three starting paths to connect with matching lenders and USDA loan programs.
The USDA home loan, secured by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans, which need a minimum 3.5% down payment, USDA loans do not require any down payment.
Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind.
Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.
Iron Mountain-Kingsford Community Federal Credit Union
400 South Carpenter Avenue, Kingsford, MI, 49802
Lends in Michigan
The Iron-Mountain Kingsford Community Federal Credit Union has been serving the Iron Mountain-Kingsford area for over 70 years. We are member-owned and a not-for-profit financial institution located in Kingsford, MI.
We started in 1948 as the Ford Iron Mountain Employees Federal Credit Union
Integra First Federal Credit Union (The former Menominee County Federal Credit Union) is a member-owned organization dedicated to providing personable, quality service while offering a full range of benefits designed to meet your financial needs. Our credit union was founded in 1948 in Powers, Michigan.
Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million.
Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union
Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. From humble beginnings, our founders and their successors built one of the finest financial institutions in the Upper Peninsula. For 119 years we have made loans to start or expand local businesses.
TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.
We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Baybank Corporation is located in Gladstone, MI, United States and is part of the Depository Credit Intermediation Industry. Baybank Corporation has 32 total employees across all of its locations
