USDA Vs. FHA Pro and Con comparison in Kingsford, Dickinson County, MI
In the year 2025, the USDA loan limit for Kingsford in Dickinson county, MI is set at $336,500, compared to a limit of $472,030 for FHA loans applicable to single-family homes.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. It will also help you figure out the necessary income, credit, reserves, and documents to qualify. By using our comprehensive mortgage calculator, you're able to see USDA, FHA, Conforming, and VA loans side by side to choose the best option for your financial needs in .
2025 Loan Limits and Down Payment Details in Kingsford, Dickinson County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Kingsford, MI
The aim at Lendersa® is to swiftly provide you with the most suitable USDA or FHA loan without any hassle. Start with any of the three available paths to find lenders that match and provide USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, commonly called a USDA rural development loan or mortgage, and is designated for rural areas only. Contrary to FHA loans that necessitate a 3.5% minimum down payment, USDA loans require no down payment at all.
30346 Esperanza, Suite A, Santa Margarita, CA, 92688
"GoodBrand Lending is a California-based mortgage brokerage firm that specializes in mortgage loans for homes of all shapes, sizes, and prices.
Click on the following services we offer to our clients to get a free quote or information:
• Refinancing
• Purchases
• Fixed rates
• ARMs
• Jumbo loans
• Interest Only"
OSO Creek Financial is a local lender and broker The mortgage loan process is complex. To navigate it successfully, you need a mortgage professional to guide you and keep you from making the mistakes that can cost you time, money and stress. We do things differently and have the ability to shop and compare mortgage rates/programs for you
30212 Tomas, Suite 100, Santa Margarita, CA, 92688
Vatreni, Inc. is a family-run real estate and mortgage company built on integrity. With over 88 years of combined real estate and mortgage lending experience, we believe our clients come first. Vatreni provides exceptional customer service by being upfront, clear and honest with the motto ‘Under promise, over deliver
22431 Antonio Parkway, Suite 108, Rancho Santa Margarita, CA, 92688
FidoFi has a goal of being the most economical and most practical mortgage available. We deliver the lowest wholesale rate on any given day and pass that directly to you. You simply cannot beat our deal. FidoFi brings the best in mortgage lending products to your phone, tablet, or computer.
At Avacad, Inc, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
30211 Avenida De Las Bandera, Suite 200, Rancho Santa Margarita, CA, 92688
We pride ourselves in giving you the mortgage information, loan options & convenient assistance you’re looking for.We never charge an application fee, escrow/impound waiver fee or lock-in fee.Your personal mortgage specialist will provide you with several options that best meet your needs. Buying or refinancing a home is stressful to say the least.
I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
Mortgage Mac is a Direct Lender who does everything in-house from application, processing, underwriting to closing. We strive to make your mortgage process quick, simple, and as hassle-free as possible
We offer a wide array of loan options to fit virtually every need Including;
Agency, FHA, Jumbo, HELOC and Portfolio programs.
Emet Mortgage is a mortgage lending company established in California that always prioritizes its clients and partners in everything we do to ensure your satisfaction and success. Not only Emet Mortgage consists of a large group of mortgage professionals with vast expertise in the industry but also we value
