USDA Vs. FHA your options comparison in Kingsford, Dickinson County, MI
In the year 2026, the USDA loan limit for Kingsford in Dickinson county, MI is set at $336,500, compared to a limit of $472,030 for FHA loans applicable to single-family homes.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. It will also help you figure out the necessary income, credit, reserves, and documents to qualify. By using our comprehensive mortgage calculator, you're able to see USDA, FHA, Conforming, and VA loans side by side to choose the best option for your financial needs in .
2026 Loan Limits and Down Payment Details in Kingsford, Dickinson County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Kingsford, MI
The aim at Lendersa® is to swiftly provide you with the most suitable USDA or FHA loan without any hassle. Start with any of the three available paths to find lenders that match and provide USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, commonly called a USDA rural development loan or mortgage, and is designated for rural areas only. Contrary to FHA loans that necessitate a 3.5% minimum down payment, USDA loans require no down payment at all.
Iron Mountain-Kingsford Community Federal Credit Union
400 South Carpenter Avenue, Kingsford, MI, 49802
Lends in Michigan
The Iron-Mountain Kingsford Community Federal Credit Union has been serving the Iron Mountain-Kingsford area for over 70 years. We are member-owned and a not-for-profit financial institution located in Kingsford, MI.
We started in 1948 as the Ford Iron Mountain Employees Federal Credit Union
Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind.
Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.
Integra First Federal Credit Union (The former Menominee County Federal Credit Union) is a member-owned organization dedicated to providing personable, quality service while offering a full range of benefits designed to meet your financial needs. Our credit union was founded in 1948 in Powers, Michigan.
The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.
Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million.
Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union
Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. From humble beginnings, our founders and their successors built one of the finest financial institutions in the Upper Peninsula. For 119 years we have made loans to start or expand local businesses.
We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Baybank Corporation is located in Gladstone, MI, United States and is part of the Depository Credit Intermediation Industry. Baybank Corporation has 32 total employees across all of its locations
First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.
