USDA and FHA Pro and Con in Kingsford, Dickinson County, MI
In the year 2025, the USDA loan limit for Kingsford in Dickinson county, MI is set at $336,500, compared to a limit of $472,030 for FHA loans applicable to single-family homes.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. It will also help you figure out the necessary income, credit, reserves, and documents to qualify. By using our comprehensive mortgage calculator, you're able to see USDA, FHA, Conforming, and VA loans side by side to choose the best option for your financial needs in .
2025 Loan Limits and Down Payment Details in Kingsford, Dickinson County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Kingsford, MI
The aim at Lendersa® is to swiftly provide you with the most suitable USDA or FHA loan without any hassle. Start with any of the three available paths to find lenders that match and provide USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, commonly called a USDA rural development loan or mortgage, and is designated for rural areas only. Contrary to FHA loans that necessitate a 3.5% minimum down payment, USDA loans require no down payment at all.
Great Lakes Federal Credit Union and its members have enjoyed rich longevity in the Great Lakes Bay Region. Our story began in 1936, with the introduction of Wolverine Knitting Mills Federal Credit Union and includes mergers with the former Industrial Brownhoist Employees Federal Credit Union, Bay Medical Credit Union, and Birch Run Area Credit Uni
United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots.
The year 1945 marked the official end of World War II, the founding of the United Nations and on December 8th, The State Bank of Pearl City was established. The bank has been an independently owned community bank since that day.
Our focus continues to be on you and your financial needs, our local families, businesses and farmers.
Heritage Bank of Schaumburg is a community-oriented, independently owned financial institution that opened its doors for business on August 8, 1974. As one of the first financial institutions in the Schaumburg area, Heritage Bank services an established customer base, many of whom have banked with our institution for over ten years.
2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408
Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals
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We're more than just a bank. In 1956, a group of educators at Wheaton Community High School founded the future DuPage Credit Union. Now over 60 years later, the Credit Union continues to be inspired by our members to deliver a memorable banking experience, to help you with life's events, big and small.
Partnership Financial Credit Union (PFCU) is a member-owned financial institution serving more than 15,000 members. We remain dedicated to maintaining close, personable relationships with our members while delivering the best possible products and services. We strive to offer the most competitive products
