USDA Vs. FHA your options comparison in Kingsford, Dickinson County, MI

In the year 2025, the USDA loan limit for Kingsford in Dickinson county, MI is set at $336,500, compared to a limit of $472,030 for FHA loans applicable to single-family homes.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. It will also help you figure out the necessary income, credit, reserves, and documents to qualify. By using our comprehensive mortgage calculator, you're able to see USDA, FHA, Conforming, and VA loans side by side to choose the best option for your financial needs in .

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2025 Loan Limits and Down Payment Details in Kingsford, Dickinson County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Kingsford, MI

The aim at Lendersa® is to swiftly provide you with the most suitable USDA or FHA loan without any hassle. Start with any of the three available paths to find lenders that match and provide USDA loan programs.

Loan request and matching results from Lendersa USDA

Understanding USDA Loans in MI

A USDA home loan is backed by the Department of Agriculture, commonly called a USDA rural development loan or mortgage, and is designated for rural areas only. Contrary to FHA loans that necessitate a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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