USDA and FHA Pro and Con in Franklin, Oakland County, MI
In 2025, the USDA loan limit for Franklin, located in the county of Oakland, MI, is $336,500. For a single-family home, the FHA limit is $472,030.
Explore today's best rates by using the Lendersa® USDA loan calculator, comparing USDA versus FHA options. This tool helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial resources, especially in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Franklin, County of Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Franklin, MI
Lendersa® strives to secure the best possible USDA or FHA loan for you quickly and effortlessly. Choose one of three starting options that lead to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
financial edge mortgage loan program that's is the best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage,
We dedicate 100% of our energy towards delivering world-class service to our clients. What sets me above the rest is that we are committed to the principles of continuous improvements and ever increasing efficiencies. We create an environment where the relationships count more than the transactions.
At Alta Vista Credit Union you’re not a customer; you’re a member of a not-for-profit cooperative. Instead of making a profit for our shareholders, we’re making finances more profitable for you through better loan rates, lower service charges, and better dividends on savings. A community credit union for residents of San Bernardino and Riverside Co
Ida’s Direct Mortgage is a local company committed to serving Tulare, Visalia and the Central Valley with personalized home loan services. With over 30 years of experience in the industry and outstanding customer service, you'll appreciate the difference.
At Ida’s Direct Mortgage, a Tulare Mortgage Company,
1209 Nevada Street, Suite 200, Redlands, CA, 92374
Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable
Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957.
We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.
1255 West Colton Avenue, Office 17, Redlands, CA, 92374
Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.
Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
