USDA Vs. FHA Pro and Con comparison in Beverly-Hills, Oakland County, MI
In 2026, the USDA loan limit for Beverly-Hills, situated in Oakland, MI, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use Lendersa®'s USDA loan calculator to compare today's best USDA versus FHA rates, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Beverly-Hills, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Beverly-Hills, MI
The aim of Lendersa® is to secure you the best USDA or FHA loan quickly and without hassle. Choose one of three starting options to align with the right lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is offered only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment, providing a significant advantage to eligible borrowers.
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30400 Telegraph Road, Suite 122, Franklin, MI, 48025
Lends in Michigan
CONSTRUCTION FEDERAL CREDIT UNION Founded and chartered in September of 1974, to serve the members of the Construction Association of Michigan (CAM) and their families, we have been providing unmatched personal service ever since When you’re a member of Construction Federal Credit Union, you’re not just a customer but part-owner of your credit unio
30150 Telegraph Rd, Suite 320, Bingham Farms, MI, 48025
Lends in Michigan
1st Securities Mortgage, we want to be your mortgage broker & lender for life. Our business is family owned and operated, & that means you will be treated like a partner too. We offer Conventional, FHA, VA, New Construction, Refinance, RD and Renovation Loans. we are dedicated to being responsive to all of our customers and referral partners.
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29777 Telegraph Road, Suite 3580, Southfield, MI, 48034
Lends in Michigan
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300 Galleria Officentre, Suite 500, Southfield, MI, 48034
Lends in Michigan
At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities.
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300 Galleria Officentre, Suite 101, Southfield, MI, 48034
Lends in Michigan
United Mortgage Lending is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
