USDA Vs. FHA Pro and Con comparison in Flat-Rock, Wayne County, MI
In 2026, the USDA loan limit in Flat-Rock, Wayne county, MI, stands at $285,000. For a single-family home, the FHA limit is $356,362.
Utilize Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates, and discover the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side, ensuring you select the best program for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Flat-Rock, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Flat-Rock, MI
Lendersa® aims to provide you with the optimal USDA or FHA loan swiftly and without hassle. Start from one of three pathways to connect with suitable lenders and USDA program options.
A USDA home loan, often referred to as a USDA rural development loan or mortgage, is a government-guaranteed offering from the Department of Agriculture, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need none, providing significant advantages to eligible borrowers.
9x Mortgage will get you the best mortgage rate you qualify for. We are always upfront, honest, and transparent. Give us a quick call and one of our staff members will treat you like royalty. Normally we can let you know what we can do for you by the end of our first conversation. After we understand your financing needs.
American Capital Financial our goal is to get you the best possible home loan for your situation while offering you the best possible services. Since 2004, we have been committed to educating our borrowers on home mortgage loans in the Colorado and Wyoming areas. Give us a call to get a conversation started and learn why mortgage loans.
At LoanVerify, we wanted a more transparent mortgage process. So we built it ourselves. To get started, download the app, answer seven questions, and see all your mortgage options in the palm of your hand. It's that simple. Compare rates and closing costs, snap a pic or upload your required documents from Google Drive.
"Hunter Lending saves time and reduces cost by providing customized mortgage solutions to assist clients in achieving their financial goals and objectives.
Founded in 2003 by Ryan Hunter, our mission has been to provide the highest level of service resulting in the best customer experience."
Yellowstone Mortgage is a Denver, Colorado based mortgage company specializing in purchases, refinance, and debt consolidation. Whether you are a first time home-buyer, looking to refinance your current property, or interested in moving, we provide our clients with unmatched customer service as they pursue their home-ownership goals.
600 17th Street, Suite 2800 South, Denver, CO, 80202
"5280 Financial Group, Inc. Colorado's best source for home purchase and refinance!
We are a family owned Colorado Mortgage Company located right here in Denver with an A+ rating with the BBB. We service all of Colorado and are known as one of the best local sources for your Home Purchase and Refinance! So whether you are first time home buyers"
Front Range Mortgage is a local Colorado-only mortgage lender for all types of Colorado homeowners. From VA to FHA, Conventional; Purchase, rate & term or cash out; Investment, second homes, etc. We have a long and proven history (see our reams of testimonials) of helping our clients through the maze of modern mortgage lending
American United Capital, Inc. strives to address the borrower's immediate capital needs and timing concerns.
American United Capital, Inc. is a private commercial and non-owner-occupied residential real estate lender.
We provide short-term, equity-based financing for borrowers when traditional sources are unavailable or untimely.
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