USDA Vs. FHA Pro and Con comparison in Flat-Rock, Wayne County, MI
In 2025, the USDA loan limit in Flat-Rock, Wayne county, MI, stands at $285,000. For a single-family home, the FHA limit is $356,362.
Utilize Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates, and discover the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side, ensuring you select the best program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Flat-Rock, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Flat-Rock, MI
Lendersa® aims to provide you with the optimal USDA or FHA loan swiftly and without hassle. Start from one of three pathways to connect with suitable lenders and USDA program options.
A USDA home loan, often referred to as a USDA rural development loan or mortgage, is a government-guaranteed offering from the Department of Agriculture, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need none, providing significant advantages to eligible borrowers.
1860 SW Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
The Carefree Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
"Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker.
Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"
At Crews Bank & Trust, we strive to be a one-stop-shop for all our customers’ personal and business banking needs. We offer checking and savings accounts with the convenience of Online and Mobile Banking, along with competitive loans. business banking needs. We offer checking and savings accounts.
Premier Nationwide Lending, it’s not just our experience that differentiates us from other mortgage companies – it’s our commitment to a quality customer relationship. Our borrowers are the reason we exist, and we are committed to providing a superior lending experience one loan at a time.
We are a full service lender servings the entire state of Florida. We have many different loan programs designed to find anyone's needs. Please feel free to contact us day or night and let us help you get into your next or first home. We are licensed to write mortgages anywhere in the state of Florida with our office located in beautiful Nokomis
Lend US, treat each customer as an individual, not a number. We are a husband and wife team that strive to give each loan a hands-on personable approach. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.
Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.
